4460 Cypress Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4460 Cypress Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 900 sqft · built 2023
Lot Size	1.13 acres (49,222 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (Jul 2022)
Tax Bill	$2,611 (2025)
Deeds & Mortgages	Feb 2025 Mortgage Mar 2023 Transfer + 7 more
Flood Zone	Zone X (minimal risk)
APN	`25-26-30-5070-0001-0015`

Property Details

APN / Parcel Number

Primary APN	`25-26-30-5070-0001-0015`
Alternative APN	`263025507000010015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	900 sqft Living Area
1st Floor Area	900 sqft
Flooring	Vinyl/Resilient

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	49,222 sqft (1.13 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4460 CYPRESS DR
City	SAINT CLOUD
State	FL
Zip	34772-8012
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	ST CLOUD MANOR EST UNIT 1 PB 1 PG 363 W 1/2 OF E 1/2 OF LOT 1
Legal Range	30E
Legal Township	26S
Legal Section	25
Legal Subdivision	ST CLOUD MANOR ESTATES UNIT 1
Legal Lot Number	1
Legal Unit	1P
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1023
Census Tract	43304

Owner

Source: Osceola County records · APN 25-26-30-5070-0001-0015

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4418 SUNTREE BLVD, ORLANDO, FL 32817-3303
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Mar 29, 2023	Quit Claim Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Mar 29, 2023	Quit Claim Deed, Transfer · Balloon Mortgage RONALD E MORO IRA 258593
Dec 15, 2023	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Jul 20, 2022	Warranty Deed, Transfer · Seller Carry-Back RANDY LEE WRIGHT ETUX
Apr 14, 2022	Intrafamily Transfer, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Apr 14, 2022	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Apr 14, 2022	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC
Apr 14, 2022	Warranty Deed, Transfer ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 20, 2022 · Amount on Record
Deed Sale	Jul 20, 2022 · Amount on Record
Prior Sale	Apr 14, 2022 · Amount on Record
Deed Document Number	2022111342
Deed Book / Page	6254 / 1322
Last Transfer Date	Feb 02, 2023
Transfer Doc	0000013827
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012

Mortgage

Document Number	0067372268
Date	Feb 10, 2025
Book Page	6737/2268
Instrument	2025016944

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 01, 2045

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 29, 2023
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Document Number	0063781266
Book / Page	6378 / 1266
Map Reference	MB 1 PG 363
Instrument Date	Mar 29, 2023
Instrument	2023035462
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3321 WESTSHORE DR, SAINT CLOUD, FL 34772-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10014 MEDALLION BLUFF LN, ORLANDO, FL 32829-8227

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 29, 2023
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Document Number	0063781268
Book / Page	6378 / 1268
Map Reference	MB 1 PG 363
Instrument Date	Mar 29, 2023
Instrument	2023035463
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3321 WESTSHORE DR, SAINT CLOUD, FL 34772-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 SUNTREE BLVD, ORLANDO, FL 32817-3303

Mortgage

Document Number	0006380109
Date	Mar 29, 2023
Instrument	6380/109

Lender

Name	RONALD E MORO IRA 258593
Type	Non-Lending Institution

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Apr 01, 2028

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Dec 15, 2023
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Document Number	0065200952
Book / Page	6520 / 952
Map Reference	MB 1 PG 363
Instrument Date	Mar 29, 2023
Instrument	2023163719
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3321 WESTSHORE DR, SAINT CLOUD, FL 34772-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 SUNTREE BLVD, ORLANDO, FL 32817-3303

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jul 20, 2022
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Document Number	0062541322
Book / Page	6254 / 1322
Map Reference	MB 1 PG 363
Instrument Date	Jul 13, 2022
Instrument	2022111342
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3321 WESTSHORE DR, SAINT CLOUD, FL 34772-7518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10014 MEDALLION BLUFF LN, ORLANDO, FL 32829-8227

Mortgage

Document Number	0062541324
Date	Jul 20, 2022
Instrument	6254/1324

Lender

Name	RANDY LEE WRIGHT ETUX
Type	Seller

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded
Term	25 Months
Due	Aug 01, 2024

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Apr 14, 2022
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Document Number	0061932912
Book / Page	6193 / 2912
Map Reference	MB 1 PG 363
Instrument Date	Apr 08, 2022
Instrument	2022059303
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	277 RIVER OAK WAY, HARDEEVILLE, SC 29927-2459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 WESTSHORE DR, SAINT CLOUD, FL 34772-7518

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 14, 2022
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Document Number	0061932910
Book / Page	6193 / 2910
Map Reference	MB 1 PG 363
Instrument Date	Apr 08, 2022
Instrument	2022059302
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$297.50
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 WESTSHORE DR, SAINT CLOUD, FL 34772-7518

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 14, 2022
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Document Number	0061932916
Book / Page	6193 / 2916
Map Reference	MB 1 PG 363
Instrument Date	Apr 08, 2022
Instrument	2022059305
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$297.50
Amount Accuracy	Rounded by County
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 STRATHAVEN DR N, WORTHINGTON, OH 43085-2986

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 WESTSHORE DR, SAINT CLOUD, FL 34772-7518

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 14, 2022
Property Address	4460 CYPRESS DR, SAINT CLOUD, FL 34772-8012
Document Number	0061932914
Book / Page	6193 / 2914
Map Reference	MB 1 PG 363
Instrument Date	Apr 08, 2022
Instrument	2022059304
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Tax	$297.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7647 S COCHRAN RD, OLIVET, MI 49076-9443

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3321 WESTSHORE DR, SAINT CLOUD, FL 34772-7518

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,611.00 (+4.15%)	$137,000 (+139.93%) Land $57,100 Building $79,900	$137,000 (+139.93%) Land $57,100 Building $79,900
2024	$2,507.00 (+214.55%)
2023	$797.00 (-31.41%)	$57,100 (-36.27%) Land $57,100	$57,100 (-36.27%) Land $57,100
2022	$1,162.00	$89,600 Land $89,600	$89,600 Land $89,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 59 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	59 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017, Hurricane Irma

Wildfire

Wildfire Risk	Moderate above 67% of the US · above 44% of Florida
Wildfire Likelihood	About 1 in 448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Lumen Technologies	Fiber	2,000 / 1,000
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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