4465 Cypress Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4465 Cypress Dr, Saint Cloud, FL 34772 · Last verified December 2025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,296 sqft · built 1997
Lot Size	4.8 acres (209,088 sqft)
Owner	Individual Name on File
Last Sale	$230,000 (Sep 2020)
Tax Bill	$3,219 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`87673`

Property Details

APN / Parcel Number

Primary APN	`87673`
Alternative APN	`242630495000011135`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
Gross Area	2,016 sqft
1st Floor Area	1,296 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1997
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Rolled Roofing
Lot Area	209,088 sqft (4.8 acres)
Garage Type	Mixed
Garage Area	528 sqft

Exterior Amenities

Pool Area	450 sqft
Deck Area	128 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C

Location & Zoning

Account Number	87673
Street Address	4465 CYPRESS DR
City	SAINT CLOUD
State	FL
Zip	34772-8010
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	S L & I C PB B PG 11 COM AT SE COR OF SE 1/4, N00-20-00E 291.14 FT, N89-40-00W 20 FT TO POB; N89-55-00W 319.85 FT TO W LINE
Legal Range	30E
Legal Township	26S
Legal Section	24
Legal Subdivision	ST CLOUD MANOR EST 1
Legal Tract	4950
Legal Block	1
Legal Lot Number	128
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2026
Census Tract	43304

Owner

Source: Osceola County records · APN 87673

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4465 CYPRESS DR, SAINT CLOUD, FL 34772-8010
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 09, 2020 · Amount on Record
Deed Sale	Sep 09, 2020 · Amount on Record
Deed Document Number	2020120308
Deed Book / Page	5790 / 1795
Record Updated	Jun 08, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 09, 2020
Property Address	4465 CYPRESS DR, SAINT CLOUD, FL 34772-8010
Document Number	0057901795
Book / Page	5790 / 1795
Map Reference	MB B PG 11
Instrument Date	Aug 27, 2020
Instrument	2020120308
Transaction Type	Transfer
Record Updated	Feb 08, 2022
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4465 CYPRESS DR, 4465, SAINT CLOUD, FL 34772-8010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4465 CYPRESS DR, SAINT CLOUD, FL 34772-8010

Mortgage

Document Number	0057901797
Date	Sep 09, 2020
Instrument	5790/1797

Lender

Name	SOUTH STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,219.00 (+4.04%) Homeowner's exemption	$221,800 (+2.12%) Land $92,900 Building $128,900	$221,800 (+2.12%) Land $92,900 Building $128,900
2023	$3,094.00 (+13.21%) Homeowner's exemption	$217,200 (+28.14%) Land $92,900 Building $124,300	$217,200 (+28.14%) Land $92,900 Building $124,300
2022	$2,733.00	$169,500 Land $73,600 Building $95,900	$169,500 Land $73,600 Building $95,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970433042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 36 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	36 in force 33 of 36 on primary residences

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 448 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.