444 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 444 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,112 sqft · built 1987
Lot Size	0.441 acres (19,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$262,000 (Jun 2019)
Tax Bill	$3,326 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Feb 2023 Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`402303485003`

Property Details

APN / Parcel Number

Primary APN	`402303485003`
Alternative APNs	`00952620711600` `10004606497`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,112 sqft Living Area
Gross Area	2,853 sqft
1st Floor Area	2,112 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	19,199 sqft (0.441 acres)
Garage Type	Attached
Garage Area	438 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Porch	Enclosed/Screened Porch
Porch Area	303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620711600
Street Address	444 PARAMARIBO ST
City	PUNTA GORDA
State	FL
Zip	33983-5856
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK516 LTS 6 7 549/615-16 881/16301458/1417 1899/1176 3185/93 4452/271
Legal Range	23E
Legal Township	40S
Legal Section	03
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	516
Legal Lot Number	6
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20103

Owner

Source: Charlotte County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2026	Deed of Trust, Mortgage · VA Mortgage AGAVE HOME LOANS LLC
Feb 23, 2023	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Sep 14, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
May 4, 2020	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 3, 2021	Deed of Trust, Mortgage · VA Mortgage UNITED MILITARY MORTGAGE LLC
Jun 21, 2019	Warranty Deed, Transfer · VA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2019 · Amount on Record
Deed Sale	Jun 21, 2019 · Amount on Record
Prior Sale	Jul 11, 2007 · Amount on Record
Deed Document Number	20192720345
Deed Book / Page	4452 / 271
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856

Mortgage

Document Number	0003604123
Date	Jan 13, 2026
Instrument	3604123

Lender

Name	AGAVE HOME LOANS LLC
Type	Mortgage Company
Address	PHOENIX, AZ 85044

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856

Mortgage

Document Number	0003223947
Date	Feb 23, 2023
Instrument	3223947

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	BIRMINGHAM, AL 35203

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Jan 24, 2038

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050471843
Date	Sep 14, 2022
Book Page	5047/1843
Instrument	3150469

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045701686
Date	May 4, 2020
Book Page	4570/1686
Instrument	2808532

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856
Transaction Type	Mortgage
Record Updated	May 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856

Mortgage

Document Number	0047030463
Date	Feb 3, 2021
Book Page	4703/463
Instrument	2900170

Lender

Name	UNITED MILITARY MORTGAGE LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 21, 2019
Property Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856
Document Number	0044520271
Book / Page	4452 / 0271
Map Reference	MB 11 PG 20A-2Z42
Instrument Date	Jun 21, 2019
Instrument	2720345
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	SUNCOAST ONE TTL & CLOSING I

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,834.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 BORAH ST, 10, NORTH PROVIDENCE, RI 02904-3518

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	444 PARAMARIBO ST, PUNTA GORDA, FL 33983-5856

Mortgage

Document Number	0004452273
Date	Jun 21, 2019
Instrument	4452/273

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of March 4, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,326.00 (-20.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$265,524 (+5.99%)	$394,200 (+28.99%) Land $76,500 Building $317,700
2024	$4,168.00 (+0.7%)
2023	$4,139.00 (+6.51%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$250,525 (+3%)	$305,616 (-5.14%) Land $76,000 Building $229,616
2022	$3,886.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$243,228	$322,179 Land $54,400 Building $267,779

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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