427 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 427 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,546 sqft · built 2017
Lot Size	0.441 acres (19,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$407,400 (May 2023)
Tax Bill	$5,637 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`402303484004`

Property Details

APN / Parcel Number

Primary APN	`402303484004`
Alternative APNs	`00952620713305` `10004606486`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,546 sqft Living Area
Gross Area	3,200 sqft
1st Floor Area	2,546 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,200 sqft (0.441 acres)
Garage Type	Attached
Garage Area	444 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	210 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620713305
Street Address	427 PARAMARIBO ST
City	PUNTA GORDA
State	FL
Zip	33983-5855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC 20 BLK 516 LTS 23 & 24 603/1419 718/71 982-74 1045-1361109/738 2864/962 4161/691 3263504
Legal Range	23E
Legal Township	40S
Legal Section	03
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	516
Legal Lot Number	23,24
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20103

Owner

Source: Charlotte County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 511562, PUNTA GORDA, FL 33951-1562
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 11, 2023	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE FIRM
Jan 23, 2017	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 11, 2023 · Amount on Record
Deed Sale	May 11, 2023 · Amount on Record
Prior Sale	Jan 23, 2017 · Amount on Record
Deed Document Number	20233263504
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 11, 2023
Property Address	427 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0003263504
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	May 10, 2023
Instrument	3263504
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,851.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10174 SOLTURA DR, FORT MYERS, FL 33905-5994

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 511562, PUNTA GORDA, FL 33951-1562

Mortgage

Document Number	0003263505
Date	May 11, 2023
Instrument	3263505

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	427 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0045641339
Instrument Date	Apr 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	427 PARAMARIBO ST PUNTA GORDA FL 339835855, PUNTA GORDA, FL 33983-5855

Mortgage

Document Number	0045641339
Date	Apr 16, 2020
Book Page	004564/001339
Instrument	2804375

Lender

Name	MORTGAGE FIRM
Type	Mortgage Company
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2050

January 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 23, 2017
Property Address	427 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0041610691
Book / Page	4161 / 0691
Map Reference	MB11 PG2A-2Z42
Instrument Date	Jan 13, 2017
Instrument	2494680
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	JEWEL STONE TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,559.60
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	427 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855

Mortgage

Document Number	0002494681
Date	Jan 23, 2017
Instrument	2494681

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,637.00 (+37.76%)	$323,259 (+32.49%) Land $38,250 Building $285,009	$323,259 (-15.54%) Land $38,250 Building $285,009
2023	$4,092.00 (+6.51%) Homeowner's exemption	$243,995 (+3%)	$382,715 (+8.14%) Land $38,000 Building $344,715
2022	$3,842.00 Homeowner's exemption	$236,888	$353,910 Land $27,200 Building $326,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Paramaribo St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures