459 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 459 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,456 sqft · built 2017
Lot Size	0.22 acres (9,600 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,300 (Jun 2017)
Tax Bill	$3,276 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit May 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`402303484008`

Property Details

APN / Parcel Number

Primary APN	`402303484008`
Alternative APNs	`00952620712903` `10004606490`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,456 sqft Living Area
Gross Area	3,189 sqft
1st Floor Area	2,456 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,600 sqft (0.22 acres)
Garage Type	Attached
Garage Area	438 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Porch Area	295 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620712903
Street Address	459 PARAMARIBO ST
City	PUNTA GORDA
State	FL
Zip	33983-5855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK516 LT19 0837/1662 1006/17 1049/448 1049/449 2533/1740 DC2586/2199 1127/1076 2664/1610 3079/1372 4205/338 4942/1422
Legal Range	23E
Legal Township	40S
Legal Section	03
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	516
Legal Lot Number	19
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20103

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 25, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 22, 2019	Deed of Trust, Mortgage · FHA Mortgage FBC MORTGAGE LLC
Mar 10, 2022	Intrafamily Transfer, Transfer · FHA Mortgage AMERIHOME MORTGAGE COMPANY LLC
Jun 2, 2017	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2017 · Amount on Record
Deed Sale	Jun 2, 2017 · Amount on Record
Prior Sale	Dec 7, 2006 · Amount on Record
Deed Document Number	20172528244
Deed Book / Page	4205 / 338
Last Transfer Date	Sep 21, 2021
Transfer Doc	0049421422
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Transaction Type	Mortgage
Record Updated	Aug 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855

Mortgage

Document Number	0003300708
Date	Aug 8, 2023
Instrument	3300708

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Transaction Type	Mortgage
Record Updated	Jun 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855

Mortgage

Document Number	0003269931
Date	May 25, 2023
Instrument	3269931

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	341 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0044960453
Date	Oct 22, 2019
Book Page	4496/0453
Instrument	2753750

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHARLOTTE FL
Recording Date	Mar 10, 2022
Property Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0049421422
Book / Page	4942 / 1422
Map Reference	MB 11 PG 2A-2Z42
Instrument Date	Sep 21, 2021
Instrument	3070620
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855

Mortgage

Document Number	0049421424
Date	Mar 10, 2022
Instrument	4942/1424

Lender

Name	AMERIHOME MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Oct 1, 2051

June 2017: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 2, 2017
Property Address	459 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0042050338
Book / Page	4205 / 0338
Map Reference	MB11 PG2A-2Z42
Instrument Date	May 19, 2017
Instrument	2528244
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 27, 2022
Title Company	JEWEL STONE TITLE INS AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,843.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	459 PALAMARIBO ST, PUNTA GORDA, FL 33983-5855

Mortgage

Document Number	0002528245
Date	Jun 2, 2017
Instrument	2528245

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,276.00 (-20.08%) Homeowner's exemption	$257,201 (+5.99%)	$321,771 (-15.42%) Land $38,250 Building $283,521
2024	$4,099.00 (+0.69%)
2023	$4,071.00 (+6.51%) Homeowner's exemption	$242,672 (+3%)	$380,442 (+8.01%) Land $38,000 Building $342,442
2022	$3,822.00 Homeowner's exemption	$235,604	$352,228 Land $27,200 Building $325,028

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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