411 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 411 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	2,299 sqft · built 2025
Lot Size	0.22 acres (9,599 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Jan 2026)
Tax Bill	$513 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2024 Sale + 1 more
Flood Zone	Zone AE (high risk)
APN	`40-23-03-484-002`

Property Details

APN / Parcel Number

Primary APN	`40-23-03-484-002`
Alternative APNs	`0095262-071350-0` `10004606484`

Interior

Building Area	2,299 sqft Living Area
Gross Area	3,287 sqft

Exterior

Year Built	Built 2025
Lot Area	9,599 sqft (0.22 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	10004606484
Old Parcel Number	00952620713500
Street Address	411 PARAMARIBO ST
City	PUNTA GORDA
State	FL
Zip	33983-5855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PGI 020 0516 0025 PUNTA GORDA ISLES SEC20 BLK516 LT25 717/250 916/659 1085/1893 2222/2168 2232/2053 2316/403 2628/
Legal Range	23E
Legal Township	40S
Legal Section	03
Legal Subdivision	PUNTA GORDA ISLES
Legal Block	516
Legal Lot Number	25
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20103

Owner

Source: Charlotte County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2385 PALM TREE DR, PUNTA GORDA, FL 33950-5009
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2026	Special Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 21, 2024	Warranty Deed, Transfer
Jun 20, 2024	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2026 · Amount on Record
Deed Sale	Jan 21, 2026 · Amount on Record
Prior Sale	Jun 21, 2024 · Amount on Record
Deed Document Number	3606558
Record Updated	Jun 8, 2026

January 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 21, 2026
Property Address	411 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0003606558
Map Reference	MB 11 PG 2
Instrument Date	Jan 20, 2026
Instrument	3606558
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ESS TITLE AGENCY, ACCESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2385 PALM TREE DR, PUNTA GORDA, FL 33950-5009

Mortgage

Document Number	0003606559
Date	Jan 21, 2026
Instrument	3606559

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 21, 2024
Property Address	411 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0003420124
Map Reference	MB 11 PG 2-A
Instrument Date	Jun 20, 2024
Instrument	3420124
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$301.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5632 13TH ST, ZEPHYRHILLS, FL 33542-4120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 W GARDEN ST, PENSACOLA, FL 32502-5618
Investor	Possibly a Property Investor

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 20, 2024
Property Address	411 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0003419730
Map Reference	MB 11 PG 2-A
Instrument Date	Jun 20, 2024
Instrument	3419730
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$2,450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8 TRISTAN CT, WORCESTER, MA 01602-1314

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5632 13TH ST, ZEPHYRHILLS, FL 33542-4120

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$513.00 (-22.97%)	$34,043 (+549.92%)	$40,050 (+14.56%) Land $40,050
2023	$666.00 (+30.59%)	$5,238 (-78.6%)	$34,960 (+42.81%) Land $34,960
2022	$510.00	$24,480 Land $24,480	$24,480 Land $24,480

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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