435 Paramaribo St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 435 Paramaribo St, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,366 sqft · built 2006
Lot Size	0.441 acres (19,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$55,300 (Feb 2018)
Tax Bill	$3,530 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`402303484005`

Property Details

APN / Parcel Number

Primary APN	`402303484005`
Alternative APNs	`00952620713207` `10004606487`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,366 sqft Living Area
Gross Area	3,333 sqft
1st Floor Area	2,366 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Metal
Lot Area	19,199 sqft (0.441 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	50 sqft
Porch	Enclosed Porch
Porch Area	526 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620713207
Street Address	435 PARAMARIBO ST
City	PUNTA GORDA
State	FL
Zip	33983-5855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC20 BLK516 LT22 700/581 1039/1244-48 1108/1183 UNREC FJ 1796/981 2460/2126 2983/1104 3624/785 4279/248 PGI 020 0516 0021 PUNTA GORDA ISLES SEC20 BLK516 LT21 692/742 1891/1424 2323/643 2343/1672 2352/1605 3950/1092
Legal Range	23E
Legal Township	40S
Legal Section	03
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	516
Legal Lot Number	22
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	1
Census Block	1014
Census Tract	20103

Owner

Source: Charlotte County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	435 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2018 · Amount on Record
Deed Sale	Feb 5, 2018 · Amount on Record
Prior Sale	Jan 13, 2012 · Amount on Record
Deed Document Number	20182584403
Deed Book / Page	4279 / 248
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	435 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046041298
Date	Jul 22, 2020
Book Page	4604/1298
Instrument	2832948

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	435 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0043391361
Date	Jul 20, 2018
Book Page	4339/1361
Instrument	2631115

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 6, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Feb 5, 2018
Property Address	435 PARAMARIBO ST, PUNTA GORDA, FL 33983-5855
Document Number	0042790248
Book / Page	004279 / 000248
Instrument Date	Feb 2, 2018
Instrument	2584403
Transaction Type	Transfer
Record Updated	Feb 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$387.09
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	435 PARAMARIBO ST PUNTA GORDA FL 339835855, PUNTA GORDA, FL 33983-5855

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,530.00 (-26.26%) Homeowner's exemption	$274,044 (+5.99%)	$432,960 (-4.31%) Land $72,293 Building $360,667
2024	$4,787.00 (+0.78%)
2023	$4,750.00 (+9.62%) Homeowner's exemption	$258,564 (+3.83%)	$452,450 (+6.96%) Land $72,960 Building $379,490
2022	$4,333.00 Homeowner's exemption	$249,031	$423,009 Land $51,680 Building $371,329

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	9 (2001–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 68% of the US · above 48% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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