4439 Lacy Ln, Merced, CA 95348 Property Records

Merced County property record for 4439 Lacy Ln, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,616 sqft · built 2021
Lot Size0.127 acres (5,522 sqft)
Owner2 Individual Names on Record
Last Sale$514,000 (Jun 2022)
Tax Bill$6,647 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN224-250-022-000

Property Details

APN / Parcel Number

Primary APN224-250-022-000
Alternative APN
  • 224-250-022

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,616 sqft Living Area
1st Floor Area1,616 sqft

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleCustom Design
Construction TypeWood
Lot Area5,522 sqft (0.127 acres)
Garage TypeAttached
Garage Area390 sqft
Parking Spaces1 Parking Space
Patio Area16 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number224-250-022
Street Address4439 LACY LN
CityMERCED
StateCA
Zip95348-9671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 171 BELLEVUE RANCH WEST VILLAGE 12 PH 4
Legal Subdivision5362 BELLEVUE RANCH WEST-PH 4
Legal Lot Number171
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

Source: Merced County records, as of August 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address9860 ELSTON CIR, ELK GROVE, CA 95757-6280
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2022 · Amount on Record
Deed SaleJun 16, 2022 · Amount on Record
Deed Document Number202223008
Record UpdatedOct 29, 2026

June 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJun 16, 2022
Property Address4439 LACY LN, MERCED, CA 95348-9671
Document Number0000023008
Map ReferenceMB 80 PG 41-44
Instrument DateMay 12, 2022
Instrument2022023008
Transaction TypeTransfer
Record UpdatedJul 11, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address9860 ELSTON CIR, ELK GROVE, CA 95757-6280

Mortgage

Document Number0000023009
DateJun 16, 2022
Instrument2022023009
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueJul 1, 2037

Tax Assessment & Valuation

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$451,000 (-7.2%) Land $120,000 Building $331,000
2025$6,647.00 (+9.07%)$486,000 (+6.58%) Land $120,000 Building $366,000
2023$6,094.00 (+235.76%)$456,000 Land $105,000 Building $351,000
2022$1,815.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MERCED
serves 96,073 people · EPA ID CA2410009
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 790 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

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