4416 Lacy Ln, Merced, CA 95348 Property Records

Merced County property record for 4416 Lacy Ln, Merced, CA 95348

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,745 sqft · built 2020
Lot Size0.135 acres (5,923 sqft)
OwnerIndividual Name on File
Last Sale$314,000 (Jun 2020)
Tax Bill$5,233 (2025)
Deeds & MortgagesJun 2020 Transfer
Jun 2020 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN224-220-063-000

Property Details

APN / Parcel Number

Primary APN224-220-063-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,745 sqft Living Area

Exterior

Year BuiltBuilt 2020
Architectural StyleOther
Construction TypeWood Frame
Lot Area5,923 sqft (0.135 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces
Patio Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4416 LACY LN
CityMERCED
StateCA
Zip95348-9671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 175 OF BELLEVUE RANCH WEST VILLAGE 12 PH 2
Legal Subdivision5359 BELLEVUE RANCH WEST VILLA
Legal Lot Number175
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

Source: Merced County records · APN 224-220-063-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address39740 SPADEFOOT, NEWARK, CA 94560-5584
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 19, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 19, 2020Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE
Jun 19, 2020Grant Deed, Transfer
FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Dec 23, 2019Deed of Trust, Construction Loan · Line of Credit
HOUSING CAP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 19, 2020 · Amount on Record
Deed SaleJun 19, 2020 · Amount on Record
Prior SaleJun 19, 2020
Deed Document Number2020020034
Record UpdatedJun 08, 2026

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateJun 19, 2020
Property Address4416 LACY LN, MERCED, CA 95348-9671
Document Number0000020036
Instrument DateJun 08, 2020
Instrument20036
Transaction TypeTransfer
Record UpdatedJul 24, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address4416 LACY LN MERCED CA 95348, MERCED, CA 95348

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMERCED CA
Recording DateJun 19, 2020
Property Address4416 LACY LN, MERCED, CA 95348-9671
Document Number0000020035
Instrument DateJun 08, 2020
Instrument20035
Transaction TypeTransfer
Record UpdatedJul 28, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Partial Interest

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address39740 SPADEFOOT NEWARK CA 945605584, NEWARK, CA 94560-5584

June 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateJun 19, 2020
Property Address4416 LACY LN, MERCED, CA 95348-9671
Document Number0000020034
Instrument DateJun 05, 2020
Instrument20034
Transaction TypeTransfer
Record UpdatedJul 24, 2020
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
Tax$345.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address39740 SPADEFOOT NEWARK CA 945605584, NEWARK, CA 94560-5584

December 2019: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionMERCED CA
Recording DateDec 23, 2019
Property Address4416 LACY LN, MERCED, CA 95348-9671
Document Number0000043254
Instrument DateDec 13, 2019
Instrument43254
Transaction TypeConstruction Loan
Record UpdatedFeb 03, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327
InvestorPossibly a Property Investor

Mortgage

Document Number0000043254
DateDec 23, 2019
Instrument43254
Lender
NameHOUSING CAP
TypeFunding / Finance Company
Address265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$5,233.00 (+6.91%)$358,257 (+4.04%) Land $87,488 Building $270,769
2023$4,895.00 (+2.28%)$344,347 Land $84,092 Building $260,255
2022$4,786.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 4, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskModerate
above 69% of the US · above 44% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
UnWired Broadband Holding
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
Cal.net
Fixed Wireless
100 / 20

Based on FCC filings for 790 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF MERCED
serves 96,073 people
Water SourceGroundwater
Last State InspectionSep 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Lacy Ln

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