4434 Lacy Ln, Merced, CA 95348 Property Records

Merced County property record for 4434 Lacy Ln, Merced, CA 95348 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,745 sqft · built 2021
Lot Size0.143 acres (6,242 sqft)
OwnerCompany Name on File
Last Sale$455,000 (Mar 2022)
Tax Bill$6,609 (2025)
Deeds & MortgagesNov 2023 Transfer
Mar 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN224-260-015-000

Property Details

APN / Parcel Number

Primary APN224-260-015-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,745 sqft Living Area

Exterior

Year BuiltBuilt 2021
Lot Area6,242 sqft (0.143 acres)
Garage TypeAttached
Garage Area452 sqft
Parking Spaces2 Parking Spaces
Patio Area22 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address4434 LACY LN
CityMERCED
StateCA
Zip95348-9671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 176 BELLEVUE RANCH WEST VILLAGE 12 PH 4
Legal Lot Number176
JurisdictionMERCED CA
Township / Civil DivisionMERCED
Census Block Group1
Census Block1000
Census Tract1007

Owner

Source: Merced County records · APN 224-260-015-000

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Co-ownerVerified Secondary Owner
Mailing Address4690 DOYLE RD, SAN JOSE, CA 95129-4317
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2023Intrafamily Transfer, Transfer
Mar 14, 2022Grant Deed, Transfer · Conventional Mortgage
LEND SMART MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 14, 2022 · Amount on Record
Deed SaleMar 14, 2022 · Amount on Record
Prior SaleMar 14, 2022 · Amount on Record
Deed Document Number0000010429
Last Transfer DateNov 14, 2023
Transfer Doc0000027006
Record UpdatedJun 08, 2026

November 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMERCED CA
Recording DateNov 14, 2023
Property Address4434 LACY LN, MERCED, CA 95348-9671
Document Number0000027006
Map ReferenceMB 80 PG 41-44
Instrument DateNov 07, 2023
Instrument2023027006
Transaction TypeTransfer
Record UpdatedDec 14, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address4690 DOYLE RD, SAN JOSE, CA 95129-4317

March 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMERCED CA
Recording DateMar 14, 2022
Property Address4434 LACY LN, MERCED, CA 95348-9671
Document Number0000010429
Map ReferenceMB 80 PG 41-44
Instrument DateFeb 22, 2022
Instrument2022010429
Transaction TypeTransfer
Record UpdatedApr 19, 2022
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4690 DOYLE RD, SAN JOSE, CA 95129-4317

Mortgage

Document Number0000010430
DateMar 14, 2022
Instrument2022010430
Lender
NameLEND SMART MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2052

Tax Assessment & Valuation

Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyMerced County
MunicipalityMerced City
Elementary School DistrictMerced City Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$6,609.00 (+6.98%)$482,550 (+4.04%) Land $90,202 Building $392,348
2023$6,178.00 (+95.07%)$463,813 Land $86,700 Building $377,113
2022$3,167.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Nearby Flood Policies13 in force

Wildfire

Wildfire RiskHigh
above 70% of the US · above 45% of California
Wildfire LikelihoodAbout 1 in 324 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 790 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityCable2,000 / 250
UnWired Broadband HoldingFixed Wireless (unlicensed)400 / 50
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
Cal.netFixed Wireless (licensed-by-rule)100 / 20

May also be available at this address: AT&T, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.

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