Merced County property record for 4434 Lacy Ln, Merced, CA 95348 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,745 sqft · built 2021 |
| Lot Size | 0.143 acres (6,242 sqft) |
| Owner | Company Name on File |
| Last Sale | $455,000 (Mar 2022) |
| Tax Bill | $6,609 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Mar 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 224-260-015-000 |
| Primary APN | 224-260-015-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,745 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Lot Area | 6,242 sqft (0.143 acres) |
| Garage Type | Attached |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 22 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4434 LACY LN |
|---|---|
| City | MERCED |
| State | CA |
| Zip | 95348-9671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 176 BELLEVUE RANCH WEST VILLAGE 12 PH 4 |
| Legal Lot Number | 176 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
Source: Merced County records · APN 224-260-015-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4690 DOYLE RD, SAN JOSE, CA 95129-4317 |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Nov 14, 2023 | Intrafamily Transfer, Transfer |
| Mar 14, 2022 | Grant Deed, Transfer · Conventional Mortgage LEND SMART MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 14, 2022 · Amount on Record |
| Deed Sale | Mar 14, 2022 · Amount on Record |
| Prior Sale | Mar 14, 2022 · Amount on Record |
| Deed Document Number | 0000010429 |
| Last Transfer Date | Nov 14, 2023 |
| Transfer Doc | 0000027006 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Nov 14, 2023 |
| Property Address | 4434 LACY LN, MERCED, CA 95348-9671 |
| Document Number | 0000027006 |
| Map Reference | MB 80 PG 41-44 |
| Instrument Date | Nov 07, 2023 |
| Instrument | 2023027006 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 4690 DOYLE RD, SAN JOSE, CA 95129-4317 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Mar 14, 2022 |
| Property Address | 4434 LACY LN, MERCED, CA 95348-9671 |
| Document Number | 0000010429 |
| Map Reference | MB 80 PG 41-44 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022010429 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4690 DOYLE RD, SAN JOSE, CA 95129-4317 |
| Document Number | 0000010430 |
|---|---|
| Date | Mar 14, 2022 |
| Instrument | 2022010430 |
| Name | LEND SMART MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,609.00 (+6.98%) | $482,550 (+4.04%) Land $90,202 Building $392,348 |
| 2023 | $6,178.00 (+95.07%) | $463,813 Land $86,700 Building $377,113 |
| 2022 | $3,167.00 |
Source: FEMA National Flood Hazard Layer, Merced County (06047C), updated October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010071, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 13 individual NFIP policies nearby |
| Nearby Flood Policies | 13 in force |
| Wildfire Risk | High above 70% of the US · above 45% of California |
|---|---|
| Wildfire Likelihood | About 1 in 324 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 790 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Xfinity | Cable | 2,000 / 250 |
| UnWired Broadband Holding | Fixed Wireless (unlicensed) | 400 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| Cal.net | Fixed Wireless (licensed-by-rule) | 100 / 20 |
May also be available at this address: AT&T, Cal.net. Availability varies by address; speeds are provider-advertised maximums, not measured.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures