Merced County property record for 4409 Lacy Ln, Merced, CA 95348 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,202 sqft Living Area |
| Lot Size | 6,733 sqft (0.154 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $361,500 (2020) |
| Tax Bill | $6,117.00 (2025) |
| Primary APN | 224-220-062-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Building Area | 2,202 sqft Living Area |
| Stories | 2 Stories |
| Year Built | Built 2020 |
|---|---|
| Architectural Style | Other Style |
| Construction Type | Wood Frame Construction |
| Lot Area | 6,733 sqft (0.154 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 399 sqft Garage |
| Patio Area | 366 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 4409 LACY LN |
|---|---|
| City | MERCED |
| State | CA |
| Zip | 95348-9671 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 174 OF BELLEVUE RANCH WEST VILLAGE 12 PH 2 |
| Legal Subdivision | 5359 BELLEVUE RANCH WEST VILLA |
| Legal Lot Number | 174 |
| Jurisdiction | MERCED CA |
| Minor Civil Division | MERCED |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 1007 |
Source: Merced County records · APN 224-220-062-000
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 4409 LACY LN, MERCED, CA 95348-9671 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 07, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 30, 2020 | Grant Deed, Transfer · Veterans Administration Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Dec 23, 2019 | Deed of Trust, Construction Loan · Line of Credit HOUSING CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 30, 2020 · Amount on Record |
| Deed Sale | Jul 30, 2020 · Amount on Record |
| Deed Doc Number | 2020025828 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 4409 LACY LN, MERCED, CA 95348-9671 |
| Transaction Type | Mortgage |
| Record Updated | Oct 04, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 4409 LACY IN, MERCED, CA 95348 |
| Document Number | 0000039813 |
|---|---|
| Date | Sep 07, 2021 |
| Instrument | 2021039813 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 30, 2020 |
| Property Address | 4409 LACY LN, MERCED, CA 95348-9671 |
| Document Number | 0000025828 |
| Map Reference | MB 80 PG 7-11 |
| Instrument Date | Jul 27, 2020 |
| Instrument | 2020025828 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | FIDELITY NATIONAL TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4409 LACY LANE, MERCED, CA 95348-9671 |
| Document Number | 0000025829 |
|---|---|
| Date | Jul 30, 2020 |
| Instrument | 2020025829 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Dec 23, 2019 |
| Property Address | 4409 LACY LN, MERCED, CA 95348-9671 |
| Document Number | 0000043254 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 43254 |
| Transaction Type | Construction Loan |
| Record Updated | Feb 03, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 923 E PACHECO BLVD #C LOS BANOS CA 936354327, C, LOS BANOS, CA 93635-4327 |
| Investor | Possibly a Property Investor |
| Document Number | 0000043254 |
|---|---|
| Date | Dec 23, 2019 |
| Instrument | 43254 |
| Name | HOUSING CAP |
|---|---|
| Type | Funding / Finance Company |
| Address | 265 E RIVER PARK CIR # 460, FRESNO, CA 93720-1581 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Merced County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,117.00 (+6.96%) | $438,104 (+4.04%) Land $86,593 Building $351,511 |
| 2023 | $5,719.00 (+3.72%) | $421,094 Land $83,232 Building $337,862 |
| 2022 | $5,514.00 |
4409 Lacy Ln is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Merced County (06047C), updated October 4, 2022
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 69th percentile of exposed land nationally · 44th in California |
|---|---|
| Wildfire Likelihood | High — about 1 in 336 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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