4449 Lacy Ln, Merced, CA 95348 Property Records

Merced County property record for 4449 Lacy Ln, Merced, CA 95348

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,616 sqft · built 2021
Lot Size	0.127 acres (5,522 sqft)
Owner	Company Name on File
Last Sale	$450,000 (Aug 2022)
Tax Bill	$6,450 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`224-250-021-000`

Property Details

APN / Parcel Number

Primary APN	`224-250-021-000`
Alternative APN	`224-250-021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,616 sqft Living Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2022
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,522 sqft (0.127 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	224-250-021
Street Address	4449 LACY LN
City	MERCED
State	CA
Zip	95348-9671
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 170 BELLEVUE RANCH WEST VILLAGE 12 PH 4
Legal Subdivision	5362 BELLEVUE RANCH WEST VILLA
Legal Lot Number	170
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1000
Census Tract	1007

Owner

Source: Merced County assessment roll, APN 224-250-021-000, as of July 16, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	725 EMORY AVE, CAMPBELL, CA 95008-4641
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 31, 2022 · Amount on Record
Deed Sale	Aug 31, 2022 · Amount on Record
Deed Document Number	202231253
Record Updated	Sep 20, 2026

August 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Aug 31, 2022
Property Address	4449 LACY LN, MERCED, CA 95348-9671
Document Number	0000031253
Map Reference	MB 80 PG 41-44
Instrument Date	Aug 01, 2022
Instrument	2022031253
Transaction Type	Transfer
Record Updated	Oct 03, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	725 EMORY AVE, CAMPBELL, CA 95008-4641

Mortgage

Document Number	0000031254
Date	Aug 31, 2022
Instrument	2022031254

Lender

Name	CLEAREDGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Sep 01, 2027
Change Frequency	Monthly
Min Rate At Change	4.62%
Max Rate At Change	8.62%
Index	Other
Margin	4
Max Rate	11.6%

Tax Assessment & Valuation

Source: Merced County assessment roll as of July 16, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$6,450.00 (+6.97%)	$468,180 (+4.04%) Land $109,242 Building $358,938
2023	$6,030.00 (+232.23%)	$450,000 Land $105,000 Building $345,000
2022	$1,815.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Merced County (06047C), as of October 4, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060470010071, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	High above 70% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 790 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MERCED serves 96,073 people
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.