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443 4th Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 443 4th Rd, Key Largo, FL 33037 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 2,002 sqft · built 1974
Lot Size0.286 acres (12,470 sqft)
OwnerIndividual Name on File
Last Sale$1,200,000 (Mar 2024)
Tax Bill$8,812 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Jan 2021 Mortgage
+ 1 more
Flood ZoneZone AE (high risk)
APN00476110-000000

Property Details

APN / Parcel Number

Primary APN00476110-000000
Alternative APNs
  • 11613900476110000000
  • 1583235

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,002 sqft Living Area
1st Floor Area2,002 sqft
FlooringCeramic Tile
Interior WallsPlaster

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialConcrete
Lot Area12,470 sqft (0.286 acres)
Lot Dimensions100 ft deep x 60 ft wide
Garage TypeCovered
Garage Area442 sqft

Exterior Amenities

Pool Area578 sqft
PorchOpen Porch
Porch Area988 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1583235
Street Address443 4TH RD
CityKEY LARGO
StateFL
Zip33037-4804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 10 LTS 23-24 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR146-493/94 OR599-851 OR781-286 OR825-2298 OR1052-433 OR1640-2259 OR2664-1581 OR3268-0417
Legal Range39E
Legal Township61S
Legal Section11
Legal SubdivisionLARGO SOUND VILLAGE
Legal Block10
Legal Lot Number23-24
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group1
Census Block1026
Census Tract972700

Owner

Source: Monroe County records · APN 00476110-000000

Assessment roll updated December 8, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address443 4TH RD, KEY LARGO, FL 33037-4804
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Man

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2024Warranty Deed, Transfer · Conventional Mortgage
SIERRA PACIFIC MORTGAGE CO INC
Jan 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Apr 24, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 25, 2024 · Amount on Record
Deed SaleMar 25, 2024 · Amount on Record
Prior SaleDec 24, 2013 · Amount on Record
Deed Document Number20242455635
Deed Book / Page3268 / 417
Record UpdatedSep 20, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 25, 2024
Property Address443 4TH RD, KEY LARGO, FL 33037-4804
Document Number0032680417
Book / Page3268 / 417
Map ReferenceMB 4 PG 92
Instrument DateMar 01, 2024
Instrument2455635
Transaction TypeTransfer
Record UpdatedMay 06, 2024
Title CompanyCONCEPT TITLE SERVICES INC

Transaction

AmountAmount Recorded
Tax$8,400.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address25 KOPNITSKY LN, PUNXSUTAWNEY, PA 15767-3675

Transferred To (Grantee/Buyer)

NameVerified Name
Address443 4TH RD, KEY LARGO, FL 33037-4804

Mortgage

Document Number0002455637
DateMar 25, 2024
Instrument2455637
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

Mortgage

Document Number0032680421
DateMar 25, 2024
Book Page3268/421
Instrument2455637
Lender
NameSIERRA PACIFIC MORTGAGE CO INC
TypeMortgage Company
Address950 GLENN DR STE 150, FOLSOM, CA 95630
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2054

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address443 4TH RD, KEY LARGO, FL 33037-4804
Transaction TypeMortgage
Record UpdatedJul 29, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0030670855
DateJan 05, 2021
Book Page3067/855
Instrument2297998
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2051

April 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address443 4TH RD, KEY LARGO, FL 33037-4804
Document Number0029631213
Instrument DateApr 24, 2019
Transaction TypeMortgage
Record UpdatedJun 18, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address443 4TH RD KEY LARGO FL 330374804, KEY LARGO, FL 33037-4804

Mortgage

Document Number0029631213
DateMay 10, 2019
Book Page002963/001213
Instrument2219420
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 09, 2049

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$8,812.00 (+121.74%)$989,315 (+131.89%) Land $510,225 Building $479,090$989,315 (+3.77%) Land $510,225 Building $479,090
2024$3,974.00 (+4.33%)
2023$3,809.00 (+5.66%) Homeowner's exemption$426,637 (+3%)$953,370 (+6.23%) Land $537,444 Building $415,926
2022$3,605.00 Homeowner's exemption$414,211$897,434 Land $477,444 Building $419,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 225 individual NFIP policies nearby
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies225 in force
169 of 225 on primary residences
Nearby Flood Claims29 (2017–2023)
Most Recent ClaimNov 2023, rainfall accumulation
Flood Events
  • Hurricane Irma (Sep 2017), 28 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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