Monroe County property record for 437 4th Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 2,472 sqft · built 1978 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $318,500 (May 2013) |
| Tax Bill | $3,489 (2024) |
| Deeds & Mortgages | Feb 2018 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 00476080-000000 |
| Primary APN | 00476080-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Living Area |
| Gross Area | 2,937 sqft |
| 1st Floor Area | 1,290 sqft |
| Basement Area | 825 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 465 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 786 sqft |
| Deck Area | 330 sqft |
| Patio Area | 400 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1583201 |
|---|---|
| Street Address | 437 4TH RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | BK 10 LT 20 LARGO SOUND VILLAGE KEY LARGO PB4-92 OR485-104 OR750-938 OR750-937D/C OR874-1399 OR962-1080 OR1102-2162 OR1600-326 OR2626-1913/14 OR2879-1654LET/ADM OR2893-679/80 OR2893-681/82 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 11 |
| Legal Subdivision | LARGO SOUND VILLAGE |
| Legal Block | 10 |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 437 4TH RD, KEY LARGO, FL 33037-4804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 1, 2013 · Amount on Record |
| Deed Sale | May 1, 2013 · Amount on Record |
| Prior Sale | Oct 13, 1999 · Amount on Record |
| Deed Document Number | 20131931512 |
| Deed Book / Page | 2626 / 1913 |
| Last Transfer Date | Feb 23, 2018 |
| Transfer Doc | 0028930681 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 26, 2018 |
| Property Address | 437 4TH RD, KEY LARGO, FL 33037-4804 |
| Document Number | 0028930681 |
| Book / Page | 002893 / 000681 |
| Instrument Date | Feb 23, 2018 |
| Instrument | 2156731 |
| Transaction Type | Transfer |
| Record Updated | Mar 7, 2018 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 437 4TH RD KEY LARGO FL 330374804, KEY LARGO, FL 33037-4804 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $388,905 (+5.99%) | $582,322 (-0.93%) Land $312,000 Building $270,322 | |
| 2024 | $3,489.00 (+4.59%) | ||
| 2023 | $3,336.00 (+5.54%) Homeowner's exemption | $366,937 (+3%) | $587,773 (+11.56%) Land $330,000 Building $257,773 |
| 2022 | $3,161.00 Homeowner's exemption | $356,250 | $526,858 Land $270,000 Building $256,858 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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