434 4th Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 434 4th Rd, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2014
Square Footage	1,376 sqft Living Area
Lot Size	6,000 sqft (0.137 acres)
Occupancy	Owner Occupied
Last Sale	$350,000 (2014)
Tax Bill	$3,368.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00476180-000000`
Alternative APNs	`11613900476180000000` `1583308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,376 sqft Living Area
1st Floor	1,376 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2014
Exterior Material	Other Exterior
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Cathedral/Clerestory Roof Construction
Roof Material	Metal Roof
Lot Area	6,000 sqft (0.137 acres)
Depth X Width	100 ft x 60 ft Depth x Width
Porch	Open Porch
Porch Area	191 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1583308
Old Parcel Number	11613900476180000000
Street Address	434 4TH RD
City	KEY LARGO
State	FL
Zip	33037-4805
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 11 LT 6 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR622-396 OR1530-1041/42 OR1645-1427D/C OR1666-673/76PET OR1697-179P/R
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	11
Legal Lot Number	6
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	1
Census Block	1035
Census Tract	972700

Owner

Source: Monroe County records · APN 00476180-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on File
Mailing Address	434 4TH RD, KEY LARGO, FL 33037-4805
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 31, 2014 · Amount on Record
Deed Sale	Dec 31, 2014 · Amount on Record
Prior Sale	Apr 15, 2014
Deed Doc Number	2010862
Deed Book / Page	2718 / 1899
Record Refreshed	Jun 08, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	434 4TH RD, KEY LARGO, FL 33037-4805
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029490807
Date	Feb 14, 2019
Book Page	2949/0807
Instrument	2206785

Lender

Name	KEYS FCU
Type	Credit Union
Address	KEY WEST, FL 33041

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	216 Months
Due	Feb 13, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$373,089 (+5.99%)	$603,351 (-1.66%) Land $312,000 Building $291,351
2024	$3,368.00 (+4.69%)
2023	$3,217.00 (+5.48%) Homeowner's exemption	$352,015 (+3%)	$613,540 (+10.23%) Land $330,000 Building $283,540
2022	$3,050.00 Homeowner's exemption	$341,763	$556,603 Land $270,000 Building $286,603

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	8.0 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.