Monroe County property record for 436 4th Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 2,058 sqft · built 1976 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Sep 2003) |
| Tax Bill | $4,065 (2024) |
| Deeds & Mortgages | Dec 2019 Line of Credit |
| Flood Zone | Zone AE (high risk) |
| APN | 00476170-000000 |
| Primary APN | 00476170-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 2,058 sqft Living Area |
| Gross Area | 2,508 sqft |
| 1st Floor Area | 1,761 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Plaster |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 450 sqft |
| Porch | Florida Room |
| Porch Area | 534 sqft |
| Patio Area | 358 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1583294 |
|---|---|
| Street Address | 436 4TH RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-4805 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | BK 11 LT 5 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR146-491/92 OR373-303 OR581-615 OR587-980 OR589-835 OR785-658 OR1530-1041/42 OR1645-1424 OR1645-1425 OR1645-1426 OR1645-1427 OR1645-1428 OR1645-1429 OR1666-673/76 OR1697-179 OR1930-1573 OR2232-2209/10 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 11 |
| Legal Subdivision | LARGO SOUND VILLAGE |
| Legal Block | 11 |
| Legal Lot Number | 5 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 436 4TH RD, KEY LARGO, FL 33037-4805 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 2003 · Amount on Record |
| Deed Sale | Sep 15, 2003 · Amount on Record |
| Deed Document Number | 20031395800 |
| Deed Book / Page | 1930 / 1573 |
| Last Transfer Date | Oct 26, 2010 |
| Transfer Doc | 0024941835 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 436 4TH RD, KEY LARGO, FL 33037-4805 |
| Document Number | 0030030985 |
| Instrument Date | Dec 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 436 4TH RD KEY LARGO FL 330374805, KEY LARGO, FL 33037-4805 |
| Document Number | 0030030985 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 003003/000985 |
| Instrument | 2251688 |
| Name | FEDERAL EMPS CU |
|---|---|
| Type | Credit Union |
| Address | KEY WEST, FL 33040 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 204 Months |
| Due | Jan 12, 2037 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $477,352 (+2.17%) | $579,691 (-0.16%) Land $312,000 Building $267,691 | |
| 2024 | $4,065.00 (+7.4%) | ||
| 2023 | $3,785.00 (+9.17%) Homeowner's exemption | $467,219 (+7.97%) | $580,606 (+11.24%) Land $330,000 Building $250,606 |
| 2022 | $3,467.00 Homeowner's exemption | $432,727 | $521,927 Land $270,000 Building $251,927 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 225 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 225 in force |
| Nearby Flood Claims | 29 (2017–2023) |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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