441 4th Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 441 4th Rd, Key Largo, FL 33037 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,633 sqft · built 2022
Lot Size	0.137 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$870,000 (Apr 2023)
Tax Bill	$6,245 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone AE (high risk)
APN	`00476100-000000`

Property Details

APN / Parcel Number

Primary APN	`00476100-000000`
Alternative APN	`1583227`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,633 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Other
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	6,000 sqft (0.137 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	1583227
Street Address	441 4TH RD
City	KEY LARGO
State	FL
Zip	33037-4804
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 10 LT 22 LARGO SOUND VILLAGE PB4-92 KEY LARGO OR619-858 OR1079-658 OR1169-2383 OR1260-1128 OR1439-2220 OR1631-1781
Legal Range	39E
Legal Township	61S
Legal Section	11
Legal Subdivision	LARGO SOUND VILLAGE
Legal Block	10
Legal Lot Number	22
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1026
Census Tract	972700

Owner

Source: Monroe County records · APN 00476100-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	441 4TH RD, KEY LARGO, FL 33037-4804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2023	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Sep 09, 2019	Warranty Deed, Transfer SUNSHINE TITLE/THE KEYS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 26, 2023 · Amount on Record
Deed Sale	Apr 26, 2023 · Amount on Record
Prior Sale	Sep 09, 2019 · Amount on Record
Deed Document Number	2415603
Deed Book / Page	3222 / 1527
Record Updated	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Apr 26, 2023
Property Address	441 4TH RD, KEY LARGO, FL 33037-4804
Document Number	0032221527
Book / Page	3222 / 1527
Map Reference	MB 4 PG 92
Instrument Date	Apr 25, 2023
Instrument	2415603
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	CORAL REEF TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,090.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1929 S OAK HAVEN CIR, MIAMI, FL 33179-2834

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1023 SNAPPER LN, KEY LARGO, FL 33037-3876

Mortgage

Document Number	0032221529
Date	Apr 26, 2023
Instrument	3222/1529

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 09, 2019
Property Address	441 4TH RD, KEY LARGO, FL 33037
Document Number	0029832103
Book / Page	002983 / 002103
Instrument Date	Sep 05, 2019
Instrument	2235785
Transaction Type	Transfer
Record Updated	Sep 26, 2019
Title Company	SUNSHINE TITLE/THE KEYS INC

Transaction

Amount	Amount Recorded
Tax	$895.30
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1929 S OAK HAVEN CIR MIAMI FL 331792834, MIAMI, FL 33179-2834

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$689,450 (+1.65%) Land $312,000 Building $377,450	$689,450 (+1.65%) Land $312,000 Building $377,450
2024	$6,245.00 (+23.1%)
2023	$5,073.00 (+258.26%)	$678,282 (+233.38%) Land $330,000 Building $348,282	$678,282 (+233.38%) Land $330,000 Building $348,282
2022	$1,416.00	$203,455 Land $202,500 Building $955	$203,455 Land $202,500 Building $955

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120879727001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 225 individual NFIP policies nearby
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	225 in force
Nearby Flood Claims	29 (2017–2023)
Most Recent Claim	Nov 2023, rainfall accumulation
Claims By Storm	Hurricane Irma, Sep 2017 · 28 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 178 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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