Catoosa County property record for 441 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,322 sqft · built 2016 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Trust Names on Record |
| Tax Bill | $3,048 (2025) |
| Deeds & Mortgages | Jun 2023 Transfer Feb 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N149 |
| Primary APN | 0038N149 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,322 sqft Heated Area |
| 1st Floor Area | 1,592 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Fiber Cement Siding |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 139 ft deep x 80 ft wide |
| Garage Area | 677 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 332 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28960 |
|---|---|
| Street Address | 441 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 149 WHITE OAK PLANTATION PHASE 5 UNIT 3 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 5 |
| Legal Lot Number | 149 |
| Legal Unit | 3 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
Source: Catoosa County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on Record |
|---|---|
| Mailing Address | 441 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Jun 1, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Feb 21, 2020 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE INVTRS |
| Jul 23, 2019 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Dec 30, 2016 | Deed of Trust, Mortgage · FHA Mortgage PEOPLES HM EQUITY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2023 |
| Deed Sale | Jun 26, 2023 |
| Prior Sale | Feb 14, 2020 · Amount on Record |
| Deed Book / Page | 2283 / 215 |
| Prior Transfer Date | Jun 1, 2023 |
| Prior Transfer Doc | 0022830215 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Jun 1, 2023 |
| Property Address | 441 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Document Number | 0022830215 |
| Book / Page | 2283 / 215 |
| Instrument Date | Jun 1, 2023 |
| Transaction Type | Transfer |
| Record Updated | Jul 14, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 441 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Feb 21, 2020 |
| Property Address | 441 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Document Number | 0020350604 |
| Book / Page | 002035 / 000604 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 1324 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2020 |
| Title Company | CHOICE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 441 LIVE OAK RD RINGGOLD GA 307363198, RINGGOLD, GA 30736-3198 |
| Document Number | 20350607 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | 002035/000607 |
| Instrument | 1325 |
| Name | MORTGAGE INVTRS |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37923 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 441 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Document Number | 0020040540 |
| Instrument Date | Jul 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 441 LIVE OAK RD RINGGOLD GA 307363198, RINGGOLD, GA 30736-3198 |
| Document Number | 0020040540 |
|---|---|
| Date | Aug 23, 2019 |
| Book Page | 002004/000540 |
| Instrument | 5599 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 22, 2049 |
| Rate | 4.62% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 441 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Document Number | 0018590557 |
| Book / Page | 001859 / 000557 |
| Instrument Date | Dec 30, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2017 |
| Title Company | NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 441 LIVE OAK RD RINGGOLD GA 30736, RINGGOLD, GA 30736 |
| Document Number | 0018590557 |
|---|---|
| Date | Jan 3, 2017 |
| Book Page | 001859/000557 |
| Instrument | 27 |
| Name | PEOPLES HM EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | BRENTWOOD, TN 37027 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
Source: Catoosa County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,048.00 (-0.46%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $186,720 (+27.75%) Land $19,762 Building $166,958 | $466,800 (+27.75%) Land $49,404 Building $417,396 |
| 2023 | $3,062.00 (+10.66%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed | $146,166 (+18.23%) Land $20,000 Building $126,166 | $365,414 (+18.23%) Land $50,000 Building $315,414 |
| 2022 | $2,767.00 Homeowner's exemption | $123,633 Land $20,000 Building $103,633 | $309,083 Land $50,000 Building $259,083 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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