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397 Live Oak Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 397 Live Oak Rd, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,592 sqft · built 2017
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$313,000 (Jun 2017)
Tax Bill$4,191 (2025)
Deeds & MortgagesJun 2017 Mortgage
Jan 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN0038N032000

Property Details

APN / Parcel Number

Primary APN0038N032000
Alternative APNs
  • 0038N032
  • 19285

Interior

Full Baths3 Baths
Stories1 Story
Building Area2,592 sqft Heated Area
1st Floor Area1,726 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions125 ft deep x 80 ft wide
Garage Area720 sqft
PorchOpen Porch
Porch Area322 sqft
Deck Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number19285
Old Parcel Number0038N032000
Street Address397 LIVE OAK RD
CityRINGGOLD
StateGA
Zip30736-3077
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 32 WHITEOAK PLANTATION PHASE 3
Legal SubdivisionWHITE OAK PLANTATION
Legal Phase3
Legal BlockPH 3
Legal Lot Number32
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group2
Census Block2001
Census Tract30201

Owner

Source: Catoosa County records, as of January 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address397 LIVE OAK RD, RINGGOLD, GA 30736-3077
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2017Deed of Trust, Mortgage
FIRSTBANK
Jan 12, 2017Deed of Trust, Mortgage
SEGA FARMS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 16, 2017 · Amount on Record
Deed SaleJun 16, 2017 · Amount on Record
Prior SaleJan 12, 2017 · Amount on Record
Deed Document Number0000018851
Deed Book / Page1885 / 1
Record UpdatedJun 8, 2026

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address397 LIVE OAK RD, RINGGOLD, GA 30736-3077
Document Number0018850003
Book / Page001885 / 000003
Instrument DateJun 16, 2017
Transaction TypeMortgage
Record UpdatedDec 1, 2017
Title CompanyNORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address397 LIVE OAK RD RINGGOLD GA 307363077, RINGGOLD, GA 30736-3077

Mortgage

Document Number0018850003
DateJun 21, 2017
Book Page001885/000003
Instrument4411
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
AmountAmount Recorded
Term360 Months
DueJun 20, 2047

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address397 LIVE OAK RD, RINGGOLD, GA 30736-3077
Document Number0018610565
Book / Page001861 / 000565
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedFeb 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address415 CRAVEN RD RINGGOLD GA 307367513, RINGGOLD, GA 30736-7513

Mortgage

Document Number0018610565
DateJan 18, 2017
Book Page001861/000565
Instrument389
Lender
NameSEGA FARMS LLC
AddressPO BOX 189, RINGGOLD, GA 30736-0189
Agreement
AmountAmount Recorded
Term12 Months
DueJan 17, 2018

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,191.00 (+10.7%)$220,732 (+30.51%) Land $20,000 Building $200,732$551,831 (+30.51%) Land $50,000 Building $501,831
2023$3,786.00 (+22.84%)$169,134 Land $20,000 Building $149,134$422,834 Land $50,000 Building $372,834
2022$3,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

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