413 Live Oak Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 413 Live Oak Rd, Ringgold, GA 30736

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,310 sqft · built 2017
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Last Sale$475,000 (Mar 2026)
Tax Bill$4,072 (2025)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jan 2026 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN0038N146

Property Details

APN / Parcel Number

Primary APN0038N146
Alternative APN
  • 28750

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,310 sqft Heated Area
1st Floor Area1,400 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialFiber Cement Siding
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions126 ft deep x 80 ft wide
Garage Area484 sqft

Exterior Amenities

Pool Area324 sqft
PorchPatio
Porch Area232 sqft
Deck Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number28750
Street Address413 LIVE OAK RD
CityRINGGOLD
StateGA
Zip30736-3198
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 146 WHITE OAK PLANTATION PHASE 5 UNIT 2
Legal SubdivisionWHITE OAK PLANTATION
Legal Phase5
Legal Lot Number146
Legal Unit2
JurisdictionCATOOSA GA
Township / Civil DivisionRINGGOLD
Census Block Group2
Census Block2001
Census Tract30201

Owner

Source: Catoosa County records, as of June 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address413 LIVE OAK RD, RINGGOLD, GA 30736-3198
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 23, 2026Warranty Deed, Transfer
RESIDENTIAL WHOLESALE MORTGAGE
Jan 12, 2026Limited Warranty Deed, Transfer
Aug 8, 2017Deed of Trust, Mortgage · FHA Mortgage
CONGRESSIONAL BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 23, 2026 · Amount on Record
Deed SaleMar 23, 2026 · Amount on Record
Prior SaleJan 12, 2026 · Amount on Record
Deed Book / Page2438 / 142
Record UpdatedSep 20, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCATOOSA GA
Recording DateMar 23, 2026
Property Address413 LIVE OAK RD, RINGGOLD, GA 30736-3198
Document Number0024380142
Book / Page2438 / 142
Instrument DateMar 19, 2026
Transaction TypeTransfer
Record UpdatedJun 2, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address413 LIVE OAK RD, RINGGOLD, GA 30736-3198

Mortgage

Document Number0002438144
DateMar 23, 2026
Instrument2438/144
Lender
NameRESIDENTIAL WHOLESALE MORTGAGE
Agreement
AmountAmount Recorded
Term358 Months
DueJan 1, 2056

January 2026: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCATOOSA GA
Recording DateJan 12, 2026
Property Address413 LIVE OAK RD, RINGGOLD, GA 30736-3198
Document Number0024260667
Book / Page2426 / 667
Instrument DateJan 7, 2026
Transaction TypeTransfer
Record UpdatedMar 23, 2026

Transaction

AmountAmount Recorded
Tax$4.15
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1295 W WASHINGTON ST # 115ST, TEMPE, AZ 85288-1232
InvestorPossibly a Property Investor

August 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCATOOSA GA
Property Address413 LIVE OAK RD, RINGGOLD, GA 30736-3198
Transaction TypeMortgage
Record UpdatedAug 3, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0018920262
DateAug 8, 2017
Book Page1892/262
Instrument005595
Lender
NameCONGRESSIONAL BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2047

Tax Assessment & Valuation

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

TypeName
StateGeorgia
CountyCatoosa County
Unified School DistrictCatoosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,072.00 (+14.09%)$214,474 (+34.53%) Land $20,000 Building $194,474$536,186 (+34.53%) Land $50,000 Building $486,186
2023$3,569.00 (+21.85%)$159,422 Land $20,000 Building $139,422$398,556 Land $50,000 Building $348,556
2022$2,929.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims3 (1990–2026)
Claims Outside the SFHA3 of 3
Most Recent ClaimAug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 88% of Georgia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRINGGOLD
serves 2,953 people · EPA ID GA0470002
Water SourceSurface water
Last State InspectionMay 2023
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Jan 2024
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ringgold Telephone Company
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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