Catoosa County property record for 425 Live Oak Rd, Ringgold, GA 30736
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,266 sqft · built 2017 |
| Lot Size | 0.239 acres (10,454 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $380,000 (Mar 2021) |
| Tax Bill | $3,701 (2025) |
| Deeds & Mortgages | Mar 2021 Sale Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0038N147 |
| Primary APN | 0038N147 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,266 sqft Heated Area |
| 1st Floor Area | 1,218 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,454 sqft (0.239 acres) |
| Lot Dimensions | 130 ft deep x 80 ft wide |
| Porch | Open Porch |
| Porch Area | 282 sqft |
| Deck Area | 96 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 28751 |
|---|---|
| Street Address | 425 LIVE OAK RD |
| City | RINGGOLD |
| State | GA |
| Zip | 30736-3198 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | LOT 147 WHITE OAK PLANTATION PHASE 5 UNIT 2 |
| Legal Subdivision | WHITE OAK PLANTATION |
| Legal Phase | 5 |
| Legal Lot Number | 147 |
| Legal Unit | 2 |
| Jurisdiction | CATOOSA GA |
| Township / Civil Division | RINGGOLD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30201 |
Source: Catoosa County records, as of January 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 425 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Grant Deed, Transfer TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Sep 1, 2020 | Deed of Trust, Mortgage · Conventional with PMI TENNESSEE VLY FCU |
| May 25, 2017 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage CITYWORTH MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 19, 2021 · Amount on Record |
| Deed Sale | Mar 19, 2021 · Amount on Record |
| Prior Sale | Apr 13, 2017 · Amount on Record |
| Deed Document Number | 0000212538 |
| Deed Book / Page | 2125 / 38 |
| Last Transfer Date | Mar 26, 2021 |
| Transfer Doc | 0021250038 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | Mar 26, 2021 |
| Property Address | 425 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Document Number | 0021250038 |
| Book / Page | 002125 / 000038 |
| Instrument Date | Mar 19, 2021 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2021 |
| Title Company | TITLE GUARANTY, TITLE GUARANTY & TRUST CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $380.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 425 LIVE OAK RD RINGGOLD GA 307363198, RINGGOLD, GA 30736-3198 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATOOSA GA |
| Property Address | 425 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Document Number | 0020780028 |
| Instrument Date | Sep 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2020 |
| Title Company | CHOICE TITLE |
| Name | Verified Name |
|---|---|
| Address | 425 LIVE OAK RD RINGGOLD GA 307363198, RINGGOLD, GA 30736-3198 |
| Document Number | 0020780028 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 002078/000028 |
| Name | TENNESSEE VLY FCU |
|---|---|
| Type | Credit Union |
| Address | CHATTANOOGA, TN 37402 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 7, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CATOOSA GA |
| Recording Date | May 25, 2017 |
| Property Address | 425 LIVE OAK RD, RINGGOLD, GA 30736-3198 |
| Document Number | 0018800693 |
| Book / Page | 001880 / 000693 |
| Instrument Date | Apr 13, 2017 |
| Instrument | 3709 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | NORTHWEST GA LAND TITLE COMPANY INC, NORTHWEST GA LAND TITLE CO INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $279.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 LIVE OAK RD RINGGOLD GA 30736, RINGGOLD, GA 30736 |
| Document Number | 18800702 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 001880/000702 |
| Instrument | 3710 |
| Name | CITYWORTH MTG |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22033 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
Source: Catoosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Catoosa County |
| Unified School District | Catoosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,701.00 (+7.65%) | $194,969 (+26.94%) Land $20,000 Building $174,969 | $487,422 (+26.94%) Land $50,000 Building $437,422 |
| 2023 | $3,438.00 (+21.53%) | $153,596 Land $20,000 Building $133,596 | $383,991 Land $50,000 Building $333,991 |
| 2022 | $2,829.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (1990–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 88% of Georgia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RINGGOLD serves 2,953 people · EPA ID GA0470002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2023 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ringgold Telephone Company Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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