485 Live Oak Rd, Ringgold, GA 30736 Property Records

Catoosa County property record for 485 Live Oak Rd, Ringgold, GA 30736

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,042 sqft · built 2017
Lot Size	0.319 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$425,000 (Dec 2022)
Tax Bill	$4,027 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0038N151`

Property Details

APN / Parcel Number

Primary APN	`0038N151`
Alternative APN	`29048`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,042 sqft Heated Area
1st Floor Area	2,042 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Fiber Cement Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.319 acres)
Garage Area	528 sqft
Porch	Open Porch
Porch Area	394 sqft
Deck Area	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	29048
Street Address	485 LIVE OAK RD
City	RINGGOLD
State	GA
Zip	30736-3198
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	LOT 151 WHITE OAK PLANTATION PHASE 6
Legal Subdivision	WHITE OAK PLANTATION
Legal Phase	6
Legal Lot Number	151
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	2
Census Block	2001
Census Tract	30201

Owner

485 Live Oak Rd is owned and occupied by an individual who bought it in December 2022.

Source: Catoosa County records, as of January 30, 2026

Owner of Record	Individual Name on File
Mailing Address	485 LIVE OAK RD, RINGGOLD, GA 30736-3198
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Dec 30, 2022	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Oct 5, 2017	Deed of Trust, Mortgage · Reverse Mortgage LONGBRIDGE FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2022 · Amount on File
Deed Sale	Dec 30, 2022 · Amount on File
Prior Sale	Sep 15, 2017 · Amount on File
Deed Document Number	0002257800
Deed Book / Page	2257 / 800
Record Updated	Jun 8, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 30, 2022
Property Address	485 LIVE OAK RD, RINGGOLD, GA 30736-3198
Document Number	0022570800
Book / Page	2257 / 800
Instrument Date	Dec 30, 2022
Instrument	2023-000007
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 LIVE OAK RD, RINGGOLD, GA 30736-3198

Mortgage

Document Number	0000000016
Date	Dec 30, 2022
Instrument	000016

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Dec 30, 2022
Property Address	485 LIVE OAK RD, RINGGOLD, GA 30736-3198
Document Number	0022570800
Book / Page	2257 / 800
Instrument Date	Dec 30, 2022
Instrument	2023-000007
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 LIVE OAK RD, RINGGOLD, GA 30736-3198

Mortgage

Document Number	0022570000000803
Date	Jan 3, 2023
Book Page	0000002257/0000000803
Instrument	000016

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	485 LIVE OAK RD, RINGGOLD, GA 30736-3198
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0019020425
Date	Oct 5, 2017
Book Page	1902/425
Instrument	007232

Lender

Name	LONGBRIDGE FINANCIAL
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 485 Live Oak Rd was $4,027.

Source: Catoosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,027.00	$212,139 Land $20,000 Building $192,139	$530,348 Land $50,000 Building $480,348
2023	$3,560.00 (+26.47%)	$159,056 Land $22,000 Building $137,056	$397,639 Land $55,000 Building $342,639
2022	$2,815.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 485 Live Oak Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1990.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1990–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Aug 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 485 Live Oak Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 89% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Ringgold Telephone Company.

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