423 E Beach Dr, Ocean Springs, MS 39564 Property Records

Jackson County property record for 423 E Beach Dr, Ocean Springs, MS 39564

Property Summary

Property Type	Single Family Home
Details	6 ba · 4,326 sqft · built 2020
Lot Size	1.91 acres (83,200 sqft)
Owner	2 Company Names on Record
Tax Bill	$26,296 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone VE (high risk)
APN	`789.32-02-0045.00`

Property Details

APN / Parcel Number

Primary APN	`789.32-02-0045.00`
Alternative APNs	`61900003.000` `064308`

Interior

Full Baths	6 Baths
Stories	1 Story
Building Area	4,326 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	EIFS / Synthetic Stucco
Roof Type	Steel Frame/Truss
Roof Material	Built-Up Asphalt
Lot Area	83,200 sqft (1.91 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	423 E BEACH DR
City	OCEAN SPRINGS
State	MS
Zip	39564-5132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 YARBROUGH S/D PB 16-22 DB 1724-626 DB 2194-307 DB 2194-310 (45 MAP789.32-02)
Legal Range	8W
Legal Township	7S
Legal Section	32
Legal Subdivision	YARBROUGH
Legal Lot Number	3
Jurisdiction	JACKSON MS
Township / Civil Division	4
Census Block Group	4
Census Block	4023
Census Tract	40500

Owner

Source: Jackson County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	423 E BEACH DR, OCEAN SPRINGS, MS 39564-5132
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2013
Deed Sale	Sep 19, 2013
Deed Document Number	201316945
Deed Book / Page	1724 / 626
Last Transfer Date	Dec 30, 2024
Transfer Doc	002194/307
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MS
Property Address	423 E BEACH DR, OCEAN SPRINGS, MS 39564-5132
Transaction Type	Mortgage
Record Updated	Aug 19, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3692/450
Date	Jul 29, 2020
Book Page	3692/450
Instrument	202015226

Lender

Name	COMMUNITY BANK

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2021

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 20, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Jackson County
Municipality	Ocean Springs City
Unified School District	Ocean Springs School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,296.00 (-10.86%)	$181,306 (-11.41%) Land $49,377 Building $131,929	$1,208,700 (-11.41%) Land $329,180 Building $879,520
2024	$29,500.00 (-1.02%)	$204,666 (-) Land $48,056 Building $156,610	$1,364,432 (-) Land $320,370 Building $1,044,062
2023	$29,805.00 (+10.53%)	$204,666 (+10.83%) Land $48,056 Building $156,610	$1,364,432 (+10.83%) Land $320,370 Building $1,044,062
2022	$26,965.00	$184,659 Land $48,056 Building $136,603	$1,231,054 Land $320,370 Building $910,684

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	19.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 144 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	144 in force
Nearby Flood Claims	73 (1979–2021)
Claims Outside the SFHA	26 of 73
Most Recent Claim	Apr 2021 · rainfall accumulation
Claims by Event	Hurricane Zeta, Oct 2020 · 3 claims Hurricane Katrina, Aug 2005 · 50 claims Hurricane Georges, Sep 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Mississippi
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST JACKSON CO UTILITY DIST serves 28,544 people · EPA ID MS0300156
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
C Spire Wireless Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20