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  5. Michigan Ave

4403 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4403 Michigan Ave, Covington, KY 41015 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 952 sqft · built 1916
Lot Size0.098 acres (4,267 sqft)
OwnerIndividual Name on File
Last Sale$164,000 (Dec 2024)
Tax Bill$2,173 (2025)
Deeds & MortgagesDec 2024 Sale & Mortgage
May 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN056-43-08-003.00

Property Details

APN / Parcel Number

Primary APN056-43-08-003.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area952 sqft Finished Area
Gross Area1,064 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1916
Effective Year BuiltEffective 1916
Exterior MaterialWood Siding
Roof MaterialComposition Shingle
Lot Area4,267 sqft (0.098 acres)
Lot Dimensions112 ft deep x 38 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelElectric

Location & Zoning

Street Address4403 MICHIGAN AVE
CityCOVINGTON
StateKY
Zip41015-1834
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionH S & H LOT 90 & PT LOT 91 38'X 112.3' WS MICHIGAN AVE
Legal SubdivisionHALL SANFORD & HALL
Legal Lot Number90,91
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group2
Census Block2029
Census Tract61200

Owner

Source: Kenton County records · APN 056-43-08-003.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4403 MICHIGAN AVE, COVINGTON, KY 41015-1834
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried

Deeds, Mortgages & Sale History

DateDocument
Dec 20, 2024Warranty Deed, Transfer · FHA Mortgage
CLICK N CLOSE INC
May 10, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONS RELIABLE LENDING LLC
Jun 02, 2017Grant Deed, Transfer · FHA Mortgage
NATIONS RELIABLE LNDG
Feb 09, 2017Warranty Deed, Transfer
360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 20, 2024 · Amount on Record
Deed SaleDec 20, 2024 · Amount on Record
Prior SaleJun 02, 2017 · Amount on Record
Deed Document Number2024199
Deed Book / Page321 / 274
Prior Transfer DateJan 25, 2008
Prior Transfer Doc0005900013
Record UpdatedSep 20, 2026

December 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateDec 20, 2024
Property Address4403 MICHIGAN AVE, COVINGTON, KY 41015-1834
Document Number0005900199
Book / PageKC 321 / 274
Instrument DateDec 20, 2024
Instrument24122005900199
Transaction TypeTransfer
Record UpdatedNov 28, 2025
Title Company360 AMERICAN TITLE SERVICES

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1724 MARYLAND AVE, COVINGTON, KY 41014-1479

Transferred To (Grantee/Buyer)

NameVerified Name
Address4403 MICHIGAN AVE, COVINGTON, KY 41015-1834

Mortgage

Document Number0005900200
DateDec 20, 2024
Instrument24122005900200
Lender
NameCLICK N CLOSE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2055

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address4403 MICHIGAN AVE, COVINGTON, KY 41015-1834
Transaction TypeMortgage
Record UpdatedJun 03, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0005900067
DateMay 10, 2021
Book Page213/53
Instrument21051005900067
Lender
NameNATIONS RELIABLE LENDING LLC
TypeMortgage Company
AddressHOUSTON, TX 77027
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

June 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionKENTON KY
Recording DateJun 02, 2017
Property Address4403 MICHIGAN AVE, COVINGTON, KY 41015-1834
Document Number0000000151
Book / Page0C6173 / 000001
Instrument DateMay 31, 2017
Instrument151
Transaction TypeTransfer
Record UpdatedJun 15, 2017
Title CompanyKENTUCKY LAND TITLE AGENCY, KENTUCKY LAND TITLE AGCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$82.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4403 MICHIGAN AVE COVINGTON KY 410151834, COVINGTON, KY 41015-1834

Mortgage

Document Number152
DateJun 02, 2017
Book Page0C6173/000004
Instrument152
Lender
NameNATIONS RELIABLE LNDG
AddressHOUSTON, TX 77098
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

February 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateFeb 09, 2017
Property Address4403 MICHIGAN AVE, COVINGTON, KY 41015-1834
Document Number0000000132
Book / Page0C6093 / 000316
Instrument DateFeb 03, 2017
Instrument132
Transaction TypeTransfer
Record UpdatedMay 16, 2017
Title Company360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS

Transaction

AmountAmount Recorded
Tax$14.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10148 LAPALCO CT UNION KY 410917465, UNION, KY 41091-7465

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,173.00 (+98.99%)$164,000 (+27.73%) Land $10,000 Building $154,000$164,000 (+27.73%) Land $10,000 Building $154,000
2023$1,092.00 Homeowner's exemption$128,400 Land $10,000 Building $118,400$128,400 Land $10,000 Building $118,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskLow
above 5% of the US · above 4% of Kentucky
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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