4409 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4409 Michigan Ave, Covington, KY 41015 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,290 sqft · built 1930
Lot Size	0.108 acres (4,716 sqft)
Owner	Individual Name on File
Tax Bill	$1,131 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-43-08-005.00`

Property Details

APN / Parcel Number

Primary APN	`056-43-08-005.00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,290 sqft Finished Area
Gross Area	1,388 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,716 sqft (0.108 acres)
Lot Dimensions	112 ft deep x 42 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	0564308005.00
Street Address	4409 MICHIGAN AVE
City	COVINGTON
State	KY
Zip	41015-1834
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H S & H PT LOTS 86-88 & ALL LOT 87 42'X 112.3' WS MICHIGAN AVE
Legal Subdivision	HALL SANFORD & HALL
Legal Lot Number	87,86
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	2
Census Block	2029
Census Tract	61200

Owner

Source: Kenton County records · APN 056-43-08-005.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4409 MICHIGAN AVE, COVINGTON, KY 41015-1834
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 23, 1993
Deed Sale	Nov 23, 1993
Deed Document Number	0001115314
Record Updated	Jun 08, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4409 MICHIGAN AVE, COVINGTON, KY 41015-1834
Transaction Type	Mortgage
Record Updated	Apr 07, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900199
Date	Mar 25, 2021
Book Page	190/367
Instrument	21032505900199

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 01, 2031

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,131.00 (-36.85%) Homeowner's exemption	$134,500 (-) Land $10,000 Building $124,500	$134,500 (-) Land $10,000 Building $124,500
2023	$1,791.00	$134,500 Land $10,000 Building $124,500	$134,500 Land $10,000 Building $124,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211170612002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Nearby Flood Claims	2 (1979–1997)
Most Recent Claim	Mar 1997, rainfall accumulation, Severe Storm, Flooding, And Tornadoes
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.