Kenton County property record for 4405 Michigan Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,740 sqft · built 1920 |
| Lot Size | 0.108 acres (4,716 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Jul 2020) |
| Tax Bill | $2,279 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-43-08-004.00 |
| Primary APN | 056-43-08-004.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,740 sqft Finished Area |
| Gross Area | 1,908 sqft |
| Year Built | Built 1920 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Lot Area | 4,716 sqft (0.108 acres) |
| Lot Dimensions | 112 ft deep x 42 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 0564308004.00 |
|---|---|
| Street Address | 4405 MICHIGAN AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1834 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H S & H N 17' LOT 88 ALL LOT 89 42'X 112.3' WS MICHIGAN AVE |
| Legal Subdivision | HALL SANFORD & HALL |
| Legal Lot Number | 89,88 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-08-004.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4405 MICHIGAN AVE, COVINGTON, KY 41015-1834 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 10, 2020 · Amount on Record |
| Deed Sale | Jul 10, 2020 · Amount on Record |
| Deed Document Number | 0000031320 |
| Deed Book / Page | 31 / 320 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jul 10, 2020 |
| Property Address | 4405 MICHIGAN AVE, COVINGTON, KY 41015-1834 |
| Document Number | 0000000124 |
| Book / Page | 000031 / 000320 |
| Instrument Date | Jul 08, 2020 |
| Instrument | 124 |
| Transaction Type | Transfer |
| Record Updated | Sep 01, 2020 |
| Title Company | BRIDGE TRUST TITLE GROUP, BRIDGE TR TITLE GRP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $172.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10627 TONYA DR WALTON KY 410949721, WALTON, KY 41094-9721 |
| Document Number | 0000000124 |
|---|---|
| Date | Jul 10, 2020 |
| Book Page | 000M68/000161 |
| Instrument | 124 |
| Name | CARDINAL FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | CHARLOTTE, NC 28273 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 09, 2050 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,279.00 (-0.52%) | $172,000 (-) Land $10,000 Building $162,000 | $172,000 (-) Land $10,000 Building $162,000 |
| 2023 | $2,291.00 | $172,000 Land $10,000 Building $162,000 | $172,000 Land $10,000 Building $162,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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