Kenton County property record for 4408 Michigan Ave, Covington, KY 41015 · Last verified December 2025
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 1,587 sqft · built 1919 |
| Lot Size | 0.182 acres (7,950 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $93,750 (Oct 2019) |
| Tax Bill | $1,241 (2025) |
| Deeds & Mortgages | May 2020 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 056-43-10-017.01 |
| Primary APN | 056-43-10-017.01 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 1,587 sqft Finished Area |
| Gross Area | 2,137 sqft |
| Year Built | Built 1919 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 7,950 sqft (0.182 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Connected |
| Old Parcel Number | 0564310017.01 |
|---|---|
| Street Address | 4408 MICHIGAN AVE |
| City | COVINGTON |
| State | KY |
| Zip | 41015-1835 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | ROSEDALE PK LOT 503 & PT LOT 504 |
| Legal Subdivision | ROSEDALE PARK |
| Legal Phase | 2 |
| Legal Lot Number | 503,504 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-10-017.01
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1160 SCHOLARSHIP, IRVINE, CA 92612-5682 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2020 | Deed of Trust, Mortgage US BK |
| Oct 02, 2019 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 02, 2019 · Amount on Record |
| Deed Sale | Oct 02, 2019 · Amount on Record |
| Prior Sale | Nov 30, 2011 · Amount on Record |
| Deed Document Number | 0000676735 |
| Deed Book / Page | 6767 / 35 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4408 MICHIGAN AVE, COVINGTON, KY 41015-1835 |
| Document Number | 0000000055 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4408 MICHIGAN AVE COVINGTON KY 410151835, COVINGTON, KY 41015-1835 |
| Document Number | 0000000055 |
|---|---|
| Date | May 28, 2020 |
| Book Page | 000M49/000207 |
| Instrument | 55 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 02, 2019 |
| Property Address | 4408 MICHIGAN AVE, COVINGTON, KY 41015-1835 |
| Document Number | 0000000166 |
| Book / Page | 0C6767 / 000035 |
| Instrument Date | Sep 27, 2019 |
| Instrument | 166 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | 360 AMERICAN TITLE SERVICES, 360 AMERICAN TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $93.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1160 SCHOLARSHIP IRVINE CA 926125682, IRVINE, CA 92612-5682 |
| Document Number | 168 |
|---|---|
| Date | Oct 02, 2019 |
| Book Page | 0C6767/000040 |
| Instrument | 168 |
| Name | SUMMIT FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95815 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,241.00 (-0.56%) | $93,700 (-) Land $10,000 Building $83,700 | $93,700 (-) Land $10,000 Building $83,700 |
| 2023 | $1,248.00 | $93,700 Land $10,000 Building $83,700 | $93,700 Land $10,000 Building $83,700 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 5% of the US · above 4% of Kentucky |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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