4352 Michigan Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4352 Michigan Ave, Covington, KY 41015 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,040 sqft
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on File
Last Sale	$17,900 (Sep 2012)
Tax Bill	$596 (2025)
Deeds & Mortgages	Jun 2026 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`056-43-10-012.00`

Property Details

APN / Parcel Number

Primary APN	`056-43-10-012.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,040 sqft Finished Area
Gross Area	2,704 sqft

Exterior

Exterior Material	Siding
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4352 MICHIGAN AVE
City	COVINGTON
State	KY
Zip	41015-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROSEDALE LOTS 97-98-99
Legal Subdivision	ROSEDALE
Legal Lot Number	97-99
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1008
Census Tract	61200

Owner

Source: Kenton County records · APN 056-43-10-012.00

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4352 MICHIGAN AVE, COVINGTON, KY 41015-1655
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 12, 2012 · Amount on Record
Deed Sale	Sep 12, 2012 · Amount on Record
Prior Sale	Jun 27, 2012 · Amount on Record
Deed Document Number	201209 12 059 00211
Deed Book / Page	4949 / 162
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 01, 2026
Property Address	4352 MICHIGAN AVE, COVINGTON, KY 41015-1655
Document Number	0000011278
Book / Page	439 / 551
Instrument Date	May 20, 2026
Instrument	202611278
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 LEO DR, HAMILTON, OH 45013-5211
Investor	Possibly a Property Investor

Mortgage

Document Number	0000011278,
Date	Jun 01, 2026
Book Page	439/551
Instrument	202611278

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$596.00 (-0.5%)	$45,000 (-) Land $10,000 Building $35,000	$45,000 (-) Land $10,000 Building $35,000
2023	$599.00	$45,000 Land $10,000 Building $35,000	$45,000 Land $10,000 Building $35,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Low above 5% of the US · above 4% of Kentucky
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.