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440 Tortoise Trce, Saint Johns, FL 32259 Property Records

St. Johns County property record for 440 Tortoise Trce, Saint Johns, FL 32259

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,202 sqft · built 2001
Lot Size0.69 acres (30,056 sqft)
OwnerCompany Name on Record
Last Sale$516,000 (Jun 2005)
Tax Bill$6,789 (2025)
Deeds & MortgagesJun 2023 Transfer
Dec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN249300-0300

Property Details

APN / Parcel Number

Primary APN249300-0300

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures16 Plumbing Fixtures
Stories1 Story
Building Area3,202 sqft Living Area
Gross Area4,165 sqft
1st Floor Area2,759 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2006
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area30,056 sqft (0.69 acres)
Garage TypeAttached
Garage Area641 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area480 sqft
PorchFinished Screened Porch
Porch Area476 sqft
Deck AreaDeck Area
Patio Area762 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address440 TORTOISE TRCE
CitySAINT JOHNS
StateFL
Zip32259-5459
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description38/1-7 JULINGTON CREEK PLANTATION PARCEL 30 LOT 30 OR2458/235 & 5780/612
Legal Range27E
Legal Township05S
Legal Section05
Legal SubdivisionJULINGTON CREEK PLANTATION PARCEL 30
Legal Block1
Legal Lot Number30
JurisdictionST JOHNS FL
Township / Civil DivisionFRUIT COVE
Census Block Group1
Census Block1000
Census Tract20809

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address440 TORTOISE TRCE, SAINT JOHNS, FL 32259-5459
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jun 23, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Dec 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2005 · Amount on Record
Deed SaleJun 10, 2005 · Amount on Record
Prior SaleSep 25, 2001 · Amount on Record
Deed Document Number200545722
Deed Book / Page2458 / 235
Last Transfer DateJul 6, 2022
Transfer Doc0057800612
Record UpdatedOct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST JOHNS FL
Recording DateJun 23, 2023
Property Address440 TORTOISE TRCE, SAINT JOHNS, FL 32259-5459
Document Number0057800612
Book / Page5780 / 612
Map ReferenceMB 38 PG 1-7
Instrument DateJul 6, 2022
Instrument2023048949
Transaction TypeTransfer
Record UpdatedJul 6, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address440 TORTOISE TRCE, SAINT JOHNS, FL 32259-5459

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 TORTOISE TRAVE, SAINT JOHNS, FL 32259-5459

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address440 TORTOISE TRCE, SAINT JOHNS, FL 32259-5459
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051261499
DateDec 16, 2020
Book Page5126/1499
Instrument2020114925
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$418,704 (+2.7%)$722,466 (+5.51%) Land $140,000 Building $582,466
2025$6,789.00 (+11.08%) Homeowner's exemption$407,696 (+5.99%)$684,760 (+9.77%) Land $140,000 Building $544,760
2024$6,112.00 (+7.3%)
2023$5,696.00 (+2.21%) Homeowner's exemption$384,666 (+3%)$623,837 (+8.37%) Land $130,000 Building $493,837
2022$5,573.00 Homeowner's exemption$373,462$575,630 Land $123,200 Building $452,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 55 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA MAJOR GRID
serves 826,664 people · EPA ID FL2161328
Water SourceGroundwater
Last State InspectionFeb 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
IQ Fiber
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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