St. Johns County property record for 437 Tortoise Trce, Saint Johns, FL 32259
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,754 sqft · built 2001 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $525,000 (Dec 2005) |
| Tax Bill | $5,302 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 249300-0320 |
| Primary APN | 249300-0320 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,754 sqft Living Area |
| Gross Area | 3,306 sqft |
| 1st Floor Area | 1,644 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.34 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 420 sqft |
|---|---|
| Porch | Finished/Open Porch |
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Patio Area | 594 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 437 TORTOISE TRCE |
|---|---|
| City | SAINT JOHNS |
| State | FL |
| Zip | 32259-5460 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 38/1-7 JULINGTON CREEK PLANTATION PARCEL 30 LOT 32 OR2596/682 |
| Legal Range | 27E |
| Legal Township | 05S |
| Legal Section | 05 |
| Legal Subdivision | JULINGTON CREEK PLANTATION PARCEL 30 |
| Legal Block | 1 |
| Legal Lot Number | 32 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | FRUIT COVE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 20809 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 437 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 5, 2005 · Amount on Record |
| Deed Sale | Dec 5, 2005 · Amount on Record |
| Deed Document Number | 2005100341 |
| Deed Book / Page | 2596 / 682 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 437 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 437 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460 |
| Document Number | 0051540464 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 5154/464 |
| Instrument | 2021005912 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $305,317 (+2.7%) | $539,664 (+7.64%) Land $140,000 Building $399,664 | |
| 2025 | $5,302.00 (+11.25%) Homeowner's exemption | $297,290 (+2.9%) | $501,353 (+8.74%) Land $140,000 Building $361,353 |
| 2024 | $4,766.00 (+8.96%) Homeowner's exemption | $288,912 (+3%) | $461,041 (+4.18%) Land $140,000 Building $321,041 |
| 2023 | $4,374.00 (+2.22%) Homeowner's exemption | $280,497 (+3%) | $442,548 (+6.67%) Land $130,000 Building $312,548 |
| 2022 | $4,279.00 Homeowner's exemption | $272,327 | $414,864 Land $123,200 Building $291,664 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 55 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 55 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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