420 Tortoise Trce, Saint Johns, FL 32259 Property Records

St. Johns County property record for 420 Tortoise Trce, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,474 sqft · built 2003
Lot Size	0.36 acres (15,681 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Jul 2022)
Tax Bill	$8,257 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249300-0260`

Property Details

APN / Parcel Number

Primary APN	`249300-0260`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	1 Story
Building Area	2,474 sqft Living Area
Gross Area	3,378 sqft
1st Floor Area	2,474 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2008
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	15,681 sqft (0.36 acres)
Garage Type	Attached
Garage Area	754 sqft
Parking Spaces	3 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	45 sqft
Patio Area	255 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	420 TORTOISE TRCE
City	SAINT JOHNS
State	FL
Zip	32259-5458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	38/1-7 JULINGTON CREEK PLANTATION PARCEL 30 LOT 26 OR5595/1887
Legal Range	27E
Legal Township	05S
Legal Section	04
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 30
Legal Block	1
Legal Lot Number	26
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1000
Census Tract	20809

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	22280 SW TAYLORS DR, TUALATIN, OR 97062-7041
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2022	Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Sep 6, 2019	Quit Claim Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2022 · Amount on Record
Deed Sale	Jul 12, 2022 · Amount on Record
Prior Sale	May 15, 2003 · Amount on Record
Deed Document Number	202268240
Deed Book / Page	5595 / 1887
Prior Transfer Date	Aug 22, 2019
Prior Transfer Doc	0047891220
Record Updated	Oct 29, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 12, 2022
Property Address	420 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458
Document Number	0055951887
Book / Page	5595 / 1887
Map Reference	MB 38 PG 1-7
Instrument Date	Jul 8, 2022
Instrument	2022068240
Transaction Type	Transfer
Record Updated	Jul 25, 2022
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,675.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	111 S LAKE GEORGE DR, 111, GEORGETOWN, FL 32139-3109

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458

Mortgage

Document Number	0055951889
Date	Jul 12, 2022
Instrument	5595/1889

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOHNS FL
Recording Date	Sep 6, 2019
Property Address	420 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458
Document Number	0047891220
Book / Page	4789 / 1220
Map Reference	MB 38 PG 1-7
Instrument Date	Aug 22, 2019
Instrument	2019065443
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 TORTOISE TRCE, JACKSONVILLE, FL 32259-5458

Mortgage

Document Number	0047891222
Date	Sep 6, 2019
Instrument	4789/1222

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2034

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$519,167 (+8.63%) Land $140,000 Building $379,167	$519,167 (+8.63%) Land $140,000 Building $379,167
2025	$8,257.00 (+12.62%)	$477,938 (+10.2%)	$477,938 (+10.2%) Land $140,000 Building $337,938
2024	$7,332.00 (+7.54%)
2023	$6,818.00 (+71.82%)	$433,684 (+74.85%)	$433,684 (+9.78%) Land $130,000 Building $303,684
2022	$3,968.00 Homeowner's exemption	$248,039	$395,066 Land $123,200 Building $271,866

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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