417 Tortoise Trce, Saint Johns, FL 32259 Property Records

St. Johns County property record for 417 Tortoise Trce, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,758 sqft · built 2000
Lot Size	0.31 acres (13,503 sqft)
Owner	2 Individual Names on Record
Last Sale	$725,000 (Jun 2025)
Tax Bill	$7,754 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Feb 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`249300-0370`

Property Details

APN / Parcel Number

Primary APN	`249300-0370`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	2 Stories
Building Area	2,758 sqft Living Area
Gross Area	3,502 sqft
1st Floor Area	1,696 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	13,503 sqft (0.31 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Screened Porch
Porch Area	292 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	417 TORTOISE TRCE
City	SAINT JOHNS
State	FL
Zip	32259-5460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	38/1-7 JULINGTON CREEK PLANTATION PARCEL 30 LOT 37 OR6176/464
Legal Range	27E
Legal Township	05S
Legal Section	05
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 30
Legal Block	1
Legal Lot Number	37
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1000
Census Tract	20809

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	417 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed of Trust, Mortgage · Conventional Mortgage PEACH STATE BANK & TRUST
Feb 15, 2024	Deed of Trust, Mortgage · Conventional Mortgage ALICO FUNDING LLC
Jun 1, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jun 5, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2025 · Amount on Record
Deed Sale	Jun 30, 2025 · Amount on Record
Prior Sale	Jun 1, 2023 · Amount on Record
Deed Document Number	202551830
Deed Book / Page	6176 / 464
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	417 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460
Transaction Type	Mortgage
Record Updated	Mar 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 TORTOISE TRCE, ST JOHNS, FL 32259-5460

Mortgage

Document Number	0059090881
Date	Mar 4, 2024
Book Page	5909/881
Instrument	2024016092

Lender

Name	PEACH STATE BANK & TRUST
Type	Bank
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	417 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460
Transaction Type	Mortgage
Record Updated	Feb 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460

Mortgage

Document Number	0059001336
Date	Feb 15, 2024
Book Page	5900/1336
Instrument	2024011488

Lender

Name	ALICO FUNDING LLC
Type	Non-Lending Institution
Address	WILDWOOD, FL 34785

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	2 Months
Due	Apr 1, 2024

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 1, 2023
Property Address	417 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460
Document Number	0057661478
Book / Page	5766 / 1478
Map Reference	MB 38 PG 1
Instrument Date	May 23, 2023
Instrument	2023041790
Transaction Type	Transfer
Record Updated	Jun 12, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$4,116.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	828 BROOKSTONE CT, SAINT JOHNS, FL 32259-4321

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7039 MIRABELLE DR, JACKSONVILLE, FL 32258-8466

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jun 5, 2023
Property Address	417 TORTOISE TRCE, SAINT JOHNS, FL 32259-5460
Document Number	0057691228
Book / Page	5769 / 1228
Map Reference	MB 38 PG 1
Instrument Date	May 23, 2023
Instrument	2023043064
Transaction Type	Transfer
Record Updated	Jun 16, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 TARRASA DR, JACKSONVILLE, FL 32225-3201

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1845 UNIVERSITY BLVD N, JACKSONVILLE, FL 32211-4523

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$527,786 (+10.1%) Land $140,000 Building $387,786	$527,786 (+7.72%) Land $140,000 Building $387,786
2025	$7,754.00 (+11.01%) Homeowner's exemption	$479,384 (+2.9%)	$489,983 (+5.18%) Land $140,000 Building $349,983
2024	$6,985.00 (+64.94%) Homeowner's exemption	$465,874 (+69.7%)	$465,874 (+9.3%) Land $140,000 Building $325,874
2023	$4,235.00 (+0.88%) Homeowner's exemption Widower's exemption	$274,530 (+3%)	$426,218 (+6.4%) Land $130,000 Building $296,218
2022	$4,198.00 Homeowner's exemption Widower's exemption	$266,534	$400,570 Land $123,200 Building $277,370

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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