416 Tortoise Trce, Saint Johns, FL 32259 Property Records

St. Johns County property record for 416 Tortoise Trce, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,239 sqft · built 2000
Lot Size	0.28 acres (12,196 sqft)
Owner	Individual Name on Record
Last Sale	$452,000 (May 2018)
Tax Bill	$5,976 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249300-0250`

Property Details

APN / Parcel Number

Primary APN	`249300-0250`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Stories	1 Story
Building Area	3,239 sqft Living Area
Gross Area	3,905 sqft
1st Floor Area	2,159 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,196 sqft (0.28 acres)
Garage Type	Attached
Garage Area	666 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	480 sqft
Porch	Finished/Open Porch
Porch Area	356 sqft
Deck Area	Deck Area
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	416 TORTOISE TRCE
City	SAINT JOHNS
State	FL
Zip	32259-5458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	38/1-7 JULINGTON CREEK PLANTATION PARCEL 30 LOT 25 OR4540/1101
Legal Range	27E
Legal Township	05S
Legal Section	04
Legal Subdivision	JULINGTON CREEK PLANTATION PARCEL 30
Legal Block	1
Legal Lot Number	25
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1000
Census Tract	20809

Owner

Source: St. Johns County records, as of June 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	416 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANGEL OAK MTG SOLUTIONS
May 2, 2018	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC
Jul 27, 2017	Warranty Deed, Transfer · Conventional with PMI STEARNS LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Prior Sale	Jul 27, 2017 · Amount on Record
Deed Document Number	201829873
Deed Book / Page	4540 / 1101
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	416 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458
Document Number	0047750935
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 TORTOISE TRCE JACKSONVILLE FL 322595458, JACKSONVILLE, FL 32259-5458

Mortgage

Document Number	0047750935
Date	Aug 9, 2019
Book Page	004775/000935
Instrument	58508

Lender

Name	ANGEL OAK MTG SOLUTIONS
Address	ATLANTA, GA 30328

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 8, 2049

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	May 2, 2018
Property Address	416 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458
Document Number	0045401101
Book / Page	4540 / 1101
Map Reference	MNB38 PG1-7
Instrument Date	Apr 27, 2018
Instrument	2018029873
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	SHEFFIELD & BOATRIGHT TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1110 WEDGEWOOD CT, 1110, DECATUR, IL 62526-9796

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	416 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458

Mortgage

Document Number	2018029874
Date	May 2, 2018
Instrument	2018029874

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Jul 27, 2017
Property Address	416 TORTOISE TRCE, SAINT JOHNS, FL 32259-5458
Document Number	0044101143
Book / Page	004410 / 001143
Instrument Date	Jul 21, 2017
Instrument	51480
Transaction Type	Transfer
Record Updated	Aug 14, 2017
Title Company	SUNBELT TITLE (AGENCY)

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,150.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	416 TORTOISE TRCE ST JOHNS FL 322595458, ST JOHNS, FL 32259-5458

Mortgage

Document Number	44101147
Date	Jul 27, 2017
Book Page	004410/001147
Instrument	51481

Lender

Name	STEARNS LNDG
Address	SANTA ANA, CA 92707-8788

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2047

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$356,680 (+2.7%)	$664,622 (+6.69%) Land $140,000 Building $524,622
2025	$5,976.00 (+11.16%) Homeowner's exemption	$347,303 (+7.03%)	$622,944 (+10.84%) Land $130,000 Building $492,944
2024	$5,376.00 (+9%)
2023	$4,932.00 (+2.22%) Homeowner's exemption	$324,481 (+3%)	$561,998 (+10.95%) Land $120,000 Building $441,998
2022	$4,825.00 Homeowner's exemption	$315,030	$506,519 Land $106,400 Building $400,119

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 55 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	55 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Tortoise Trce

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures