Maricopa County property record for 440 E Encinas Ave, Gilbert, AZ 85234
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 3,644 sqft · built 1985 |
| Lot Size | 0.158 acres (6,869 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $399,000 (Aug 2017) |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage Aug 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 304-95-073 |
| Primary APN | 304-95-073 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,644 sqft Living Area |
| Gross Area | 3,972 sqft |
| 1st Floor Area | 1,822 sqft |
| Basement Area | 1,822 sqft |
| Finished Basement | 1,822 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Concrete |
| Lot Area | 6,869 sqft (0.158 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 500 sqft |
| Patio Area | 328 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 440 E ENCINAS AVE |
|---|---|
| City | GILBERT |
| State | AZ |
| Zip | 85234-3453 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-7 |
| Legal Description | CIRCLE G MEADOWS AMD MCR 258-37 |
| Legal Range | 6E |
| Legal Township | 1S |
| Legal Section | 6 |
| Legal Subdivision | CIRCLE G MEADOWS AMD |
| Legal Lot Number | 73 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 422508 |
Source: Maricopa County records · APN 304-95-073
Assessment roll updated October 22, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 17, 2023 | Deed of Trust, Mortgage · Commercial Mortgage LINDSAY VILLAS |
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit LENDAGE LLC |
| May 04, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HUNT MORTGAGE |
| Aug 17, 2017 | Warranty Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2017 · Amount on Record |
| Deed Sale | Aug 17, 2017 · Amount on Record |
| Prior Sale | Jun 03, 2015 · Amount on Record |
| Deed Document Number | 2017607483 |
| Prior Transfer Date | Jan 06, 2010 |
| Prior Transfer Doc | 0000376840 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Transaction Type | Mortgage |
| Record Updated | Dec 06, 2023 |
| Title Company | CLEAR TITLE AGENCY/AZ, CLEAR TITLE AGENCY OF AZ |
| Name | Verified Name |
|---|---|
| Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Investor | Possibly a Property Investor |
| Document Number | 0000595563 |
|---|---|
| Date | Nov 17, 2023 |
| Instrument | 20230595563 |
| Name | LINDSAY VILLAS |
|---|---|
| Type | Non-Lending Institution |
| Address | CHANDLER, AZ 85226 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Transaction Type | Mortgage |
| Record Updated | Sep 02, 2022 |
| Name | Verified Name |
|---|---|
| Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Document Number | 0000664009 |
|---|---|
| Date | Aug 24, 2022 |
| Instrument | 20220664009 |
| Name | LENDAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | TEMPE, AZ 85288 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Sep 01, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | May 04, 2020 |
| Property Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Document Number | 0000379960 |
| Map Reference | MB 258 PG 37 |
| Instrument Date | Apr 24, 2020 |
| Instrument | 20200379960 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | LAWYERS TITLE OF ARIZONA INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Document Number | 0000379961 |
|---|---|
| Date | May 04, 2020 |
| Instrument | 20200379961 |
| Name | HUNT MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Aug 17, 2017 |
| Property Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Document Number | 0000607483 |
| Map Reference | DOC1983-0503905 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 2017-0607483 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | AMERICAN TITLE SERVICE AGENC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 18725 NICHOLAS ST, 18725, ELKHORN, NE 68022-3941 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 440 E ENCINAS AVE, GILBERT, AZ 85234-3453 |
| Document Number | 0000607484 |
|---|---|
| Date | Aug 17, 2017 |
| Instrument | 2017-0607484 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: Maricopa County records · Assessment roll updated October 22, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Gilbert Town |
| Unified School District | Gilbert Unified District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $57,710 (+73.69%) | $577,100 (+1.87%) Land $115,400 Building $461,700 | |
| 2025 | $2,404.00 (-0.7%) | $33,225 (-44.36%) | $566,500 (-5.12%) Land $113,300 Building $453,200 |
| 2024 | $59,710 | $597,100 Land $119,400 Building $477,700 | |
| 2023 | $2,421.00 |
Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.8% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Wi-Fiber Fixed Wireless | 400 / 400 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Arizona Network, Verizon.
Based on FCC filings for 345 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | TOWN OF GILBERT serves 247,600 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | Treatment report not submitted Oct 2017 |
| Monitoring and Reporting | 53 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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