401 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 401 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,697 sqft · built 1985
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on Record
Last Sale	$299,500 (May 2018)
Tax Bill	$1,475 (2025)
Deeds & Mortgages	Sep 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-95-069`

Property Details

APN / Parcel Number

Primary APN	`304-95-069`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,697 sqft Living Area
1st Floor Area	881 sqft
2nd Floor Area	816 sqft

Exterior

Year Built	Built 1985
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	7,148 sqft (0.164 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	401 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3455
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CIRCLE G MEADOWS AMD MCR 258-37
Legal Range	06E
Legal Township	01S
Legal Section	06
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	CIRCLE G MEADOWS AMD
Legal Lot Number	69
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	422508

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 E ENCINAS AVE, GILBERT, AZ 85234-3455
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST CU
May 29, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 29, 2018 · Amount on Record
Deed Sale	May 29, 2018 · Amount on Record
Prior Sale	Nov 21, 2005
Deed Document Number	20180409186
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	401 E ENCINAS AVE, GILBERT, AZ 85234-3455
Transaction Type	Mortgage
Record Updated	Jul 18, 2022
Title Company	PREMIER TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 E ENCINAS AVE, GILBERT, AZ 85234-3455

Mortgage

Document Number	0000884309
Date	Sep 21, 2020
Instrument	20200884309

Lender

Name	FIRST CU
Type	Credit Union
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	May 29, 2018
Property Address	401 E ENCINAS AVE, GILBERT, AZ 85234-3455
Document Number	0000409186
Instrument Date	May 15, 2018
Instrument	409186
Transaction Type	Transfer
Record Updated	Sep 10, 2018
Title Company	MILLENNIUM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	401 E ENCINAS AVE GILBERT AZ 852343455, GILBERT, AZ 85234-3455

Mortgage

Document Number	409187
Date	May 29, 2018
Instrument	409187

Lender

Name	FIRST CU
Type	Credit Union
Address	CHANDLER, AZ 85225

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,000 (-2.26%)	$420,000 (-2.26%) Land $84,000 Building $336,000
2025	$1,475.00 (+3.15%)
2024		$42,970	$429,700 Land $85,900 Building $343,800
2023	$1,430.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, Verizon.

Nearby Properties on E Encinas Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures