430 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 430 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1986
Lot Size	0.157 acres (6,817 sqft)
Owner	2 Individual Names on Record
Last Sale	$450,000 (Sep 2023)
Tax Bill	$1,295 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Sep 2023 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`304-95-072`

Property Details

APN / Parcel Number

Primary APN	`304-95-072`
Alternative APN	`304950729`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
Gross Area	1,488 sqft
1st Floor Area	1,427 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	6,817 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces
Patio Area	61 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	430 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CIRCLE G MEADOWS AMD MCR 258-37
Legal Range	6E
Legal Township	1S
Legal Section	6
Legal Subdivision	CIRCLE G MEADOWS AMD
Legal Lot Number	72
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2010
Census Tract	422508

Owner

Source: Maricopa County records, as of April 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	430 E ENCINAS AVE, GILBERT, AZ 85234-3453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2026	Deed of Trust, Mortgage · Line of Credit GENEVA FINANCIAL LLC
Sep 1, 2023	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2023 · Amount on Record
Deed Sale	Sep 1, 2023 · Amount on Record
Prior Sale	Jun 11, 2009 · Amount on Record
Deed Document Number	2023461592
Prior Transfer Date	Dec 21, 2005
Prior Transfer Doc	0001965374
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	430 E ENCINAS AVE, GILBERT, AZ 85234-3453
Transaction Type	Mortgage
Record Updated	Apr 9, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	430 E ENCINAS AVE, GILBERT, AZ 85234-3453

Mortgage

Document Number	0000186596
Date	Mar 31, 2026
Instrument	20260186596

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85225

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Apr 21, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 1, 2023
Property Address	430 E ENCINAS AVE, GILBERT, AZ 85234-3453
Document Number	0000461592
Map Reference	MB 258 PG 37
Instrument Date	Aug 18, 2023
Instrument	20230461592
Transaction Type	Transfer
Record Updated	Sep 12, 2023
Title Company	SURETY TITLE AGENCY INC, SECURITY TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	430 E ENCINAS AVE, GILBERT, AZ 85234-3453

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	430 E ENCINAS AVE, GILBERT, AZ 85234-3453

Mortgage

Document Number	0000461593
Date	Sep 1, 2023
Instrument	20230461593

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,070 (+120.91%)	$380,700 (+2.28%) Land $76,100 Building $304,600
2025	$1,295.00 (-14.46%)	$17,233 (-55.9%)	$372,200 (-4.76%) Land $74,400 Building $297,800
2024		$39,080 (+19.29%)	$390,800 (+19.29%) Land $78,100 Building $312,700
2023	$1,514.00 (+2.78%)	$32,760 Land $6,550 Building $26,210	$327,600 Land $65,500 Building $262,100
2022	$1,473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, Verizon.

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