460 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 460 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,707 sqft · built 1986
Lot Size	0.157 acres (6,852 sqft)
Owner	Individual on Record
Last Sale	$530,000 (Feb 2022)
Tax Bill	$1,570 (2025)
Deeds & Mortgages	Jun 2018 Mortgage Feb 2020 Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-95-034`

Property Details

APN / Parcel Number

Primary APN	`304-95-034`

Interior

Full Baths	4 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
1st Floor Area	1,707 sqft

Exterior

Year Built	Built 1986
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,852 sqft (0.157 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	460 E ENCINAS AVE
City	GILBERT
State	AZ
Zip	85234-3454
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-7
Legal Description	CIRCLE G MEADOWS AMD MCR 258-37
Legal Range	06E
Legal Township	01S
Legal Section	06
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	CIRCLE G MEADOWS AMD
Legal Lot Number	34
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2001
Census Tract	422508

Owner

Source: Maricopa County assessment roll, as of January 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage STARBOARD FINANCIAL MANAGEMENT LLC
Feb 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Feb 16, 2022	Intrafamily Transfer, Transfer UNITED TITLE AGENCY
Feb 16, 2022	Warranty Deed, Transfer · Conventional Mortgage RATE RABBIT HOME LOANS
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING
Jul 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage DESERT SCHOOLS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on Record
Deed Sale	Feb 16, 2022 · Amount on Record
Prior Sale	Feb 16, 2022 · Amount on Record
Deed Document Number	20220145287
Record Updated	Jun 8, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	SECURITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000477822
Date	Jun 22, 2018
Instrument	20180477822

Lender

Name	STARBOARD FINANCIAL MANAGEMENT LLC
Type	Lending Institution
Address	GILBERT, AZ 85234

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454
Transaction Type	Mortgage
Record Updated	Feb 24, 2022
Title Company	OLD REPUBLIC TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000149484
Date	Feb 21, 2020
Instrument	20200149484

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 16, 2022
Property Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454
Document Number	0000146103
Map Reference	DOC 96-054321
Instrument Date	Feb 15, 2022
Instrument	20220146103
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	UNITED TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 16, 2022
Property Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454
Document Number	0000145287
Map Reference	DOC 2001-1182165
Instrument Date	Jan 25, 2022
Instrument	20220145287
Transaction Type	Transfer
Record Updated	Feb 24, 2022
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 E ENCINAS AVE, 460, GILBERT, AZ 85234-3454

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454

Mortgage

Document Number	0000145288
Date	Feb 16, 2022
Instrument	20220145288

Lender

Name	RATE RABBIT HOME LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454
Document Number	0000376471
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	460 E ENCINAS AVE GILBERT AZ 852343454, GILBERT, AZ 85234-3454

Mortgage

Document Number	0000376471
Date	May 22, 2019
Instrument	376471

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	460 E ENCINAS AVE, GILBERT, AZ 85234-3454
Document Number	0000527603
Instrument Date	Jul 14, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	460 E ENCINAS AVE GILBERT AZ 852343454, GILBERT, AZ 85234-3454

Mortgage

Document Number	0000527603
Date	Jul 19, 2017
Instrument	527603

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 18, 2032

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,750 (-6.2%)	$417,500 (-6.2%) Land $83,500 Building $334,000
2025	$1,570.00 (+3.15%)
2024		$44,510	$445,100 Land $89,000 Building $356,100
2023	$1,522.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Arizona Network, Verizon.

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