461 E Encinas Ave, Gilbert, AZ 85234 Property Records

Maricopa County property record for 461 E Encinas Ave, Gilbert, AZ 85234

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,697 sqft · built 1985
Lot Size0.158 acres (6,896 sqft)
OwnerIndividual Name on File
Last Sale$285,500 (Dec 2018)
Tax Bill$1,365 (2025)
Deeds & MortgagesJun 2021 Mortgage
Sep 2020 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN304-95-064

Property Details

APN / Parcel Number

Primary APN304-95-064

Interior

Full Baths3 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,697 sqft Living Area
1st Floor Area881 sqft
2nd Floor Area816 sqft

Exterior

Year BuiltBuilt 1985
Exterior MaterialWood
Construction TypeFrame
Roof MaterialConcrete Tile
Lot Area6,896 sqft (0.158 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemHVAC

Location & Zoning

Street Address461 E ENCINAS AVE
CityGILBERT
StateAZ
Zip85234-3455
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-7
Legal DescriptionCIRCLE G MEADOWS AMD MCR 258-37
Legal Range06E
Legal Township01S
Legal Section06
Legal QuarterSE
Quarter-Quarter SectionNW
Legal SubdivisionCIRCLE G MEADOWS AMD
Legal Lot Number64
JurisdictionMARICOPA AZ
Township / Civil DivisionPHOENIX
Census Block Group2
Census Block2010
Census Tract422508

Owner

Source: Maricopa County records · APN 304-95-064

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address461 E ENCINAS AVE, GILBERT, AZ 85234-3455
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 17, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Sep 23, 2020Deed of Trust, Mortgage · FHA Mortgage
ACADEMY MORTGAGE CORP
Dec 27, 2018Warranty Deed, Transfer · Conventional Mortgage
GENEVA FINANCIAL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 27, 2018 · Amount on Record
Deed SaleDec 27, 2018 · Amount on Record
Prior SaleJun 13, 2011 · Amount on Record
Deed Document Number20180947300
Record UpdatedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address461 E ENCINAS AVE, GILBERT, AZ 85234-3455
Transaction TypeMortgage
Record UpdatedJun 29, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 E ENCINAS AVE, GILBERT, AZ 85234-3455

Mortgage

Document Number0000666475
DateJun 17, 2021
Instrument20210666475
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term353 Months
DueNov 01, 2050

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARICOPA AZ
Property Address461 E ENCINAS AVE, GILBERT, AZ 85234-3455
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyEMPIRE WEST TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 E ENCINAS AVE, GILBERT, AZ 85234-3455

Mortgage

Document Number0000896236
DateSep 23, 2020
Instrument20200896236
Lender
NameACADEMY MORTGAGE CORP
TypeMortgage Company
AddressDRAPER, UT 84020
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARICOPA AZ
Recording DateDec 27, 2018
Property Address461 E ENCINAS AVE, GILBERT, AZ 85234-3455
Document Number0000947300
Map ReferenceDOC83-503905
Instrument DateDec 20, 2018
Instrument20180947300
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyDRIGGS TITLE AGENCY INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30025 ALICIA PKWY # 321, 30025, LAGUNA NIGUEL, CA 92677-2090

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address461 E ENCINAS AVE, GILBERT, AZ 85234-3455

Mortgage

Document Number0000947301
DateDec 27, 2018
Instrument20180947301
Lender
NameGENEVA FINANCIAL LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2049

Mortgage

Document Number0000947302
DateDec 27, 2018
Instrument20180947302
Lender
NameARIZONA INDUSTRIAL DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressPARADISE VALLEY, AZ 85253
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded

Tax Assessment & Valuation

Source: Maricopa County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateArizona
CountyMaricopa County
MunicipalityGilbert Town
Unified School DistrictGilbert Unified District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$39,550 (-2.71%)$395,500 (-2.71%) Land $79,100 Building $316,400
2025$1,365.00 (+3.17%)
2024$40,650$406,500 Land $81,300 Building $325,200
2023$1,323.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 2, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Wi-Fiber
Fixed Wireless
400 / 400
Lumen Technologies
DSL
140 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Arizona Network, Verizon.

Based on FCC filings for 345 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemTOWN OF GILBERT
serves 247,600 people
Water SourceSurface water
Last State InspectionOct 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2017
Treatment and ProcedureTreatment report not submitted
Oct 2017
Monitoring and Reporting53
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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