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440 Andre Ave, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 440 Andre Ave, Northvale, NJ 07647

Property Summary

Property TypeSingle Family Home
Details2,076 sqft · built 1969
Lot Size0.308 acres (13,399 sqft)
Owner2 Individual Names on Record
Last Sale$525,000 (Mar 2010)
Tax Bill$15,292 (2025)
Deeds & MortgagesOct 2023 Mortgage
Jul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN40-00107-0000-00003

Property Details

APN / Parcel Number

Primary APN40-00107-0000-00003
Alternative APN
  • 400010700003

Interior

Stories1 Story
Building Area2,076 sqft Living Area
1st Floor Area2,076 sqft

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeFrame
Lot Area13,399 sqft (0.308 acres)
Lot Dimensions134 ft deep x 100 ft wide

Location & Zoning

Street Address440 ANDRE AVE
CityNORTHVALE
StateNJ
Zip07647-1327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR125
Legal Description100X134 1LT (221,14)
Legal SubdivisionLIGHT ESTATES
Legal Block107
Legal Lot Number3
JurisdictionBERGEN NJ
Township / Civil DivisionNORTHVALE
Census Block Group4
Census Block4002
Census Tract2200

Owner

Source: Bergen County and Northvale Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address440 ANDRE AVE, NORTHVALE, NJ 07647-1327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2023Deed of Trust, Mortgage · Conventional Mortgage
NORTHFIELD BANK
Jul 9, 2021Deed of Trust, Mortgage · Conventional Mortgage
NEW JERSEY LENDERS CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2010 · Amount on Record
Deed SaleMar 8, 2010 · Amount on Record
Prior SaleAug 9, 1993 · Amount on Record
Deed Document Number20103760879
Deed Book / Page376 / 879
Record UpdatedOct 29, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address440 ANDRE AVE, NORTHVALE, NJ 07647-1327
Transaction TypeMortgage
Record UpdatedDec 15, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address440 ANDRE AVE, NORTHVALE, NJ 07647-1327

Mortgage

Document Number0051130001
DateOct 25, 2023
Book Page5113/1
Instrument2023070230
Lender
NameNORTHFIELD BANK
TypeBank
AddressWOODBRIDGE, NJ 07095
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueOct 25, 2033

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address440 ANDRE AVE, NORTHVALE, NJ 07647-1327
Transaction TypeMortgage
Record UpdatedOct 19, 2021
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0042630811
DateJul 9, 2021
Book Page4263/811
Instrument2021110938
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityNorthvale Borough
Secondary School DistrictNorthern Valley Regional School District (09 - 12)
Elementary School DistrictNorthvale Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$809,100 (+76.08%) Land $473,200 Building $335,900$809,100 (+76.08%) Land $473,200 Building $335,900
2025$15,292.00 (+3.94%)$459,500 (-) Land $288,700 Building $170,800$459,500 (-) Land $288,700 Building $170,800
2024$14,713.00 (+6.03%)
2023$459,500 Land $288,700 Building $170,800$459,500 Land $288,700 Building $170,800
2022$13,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force
Nearby Flood Claims5 (1994–2026)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

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