Bergen County and Northvale Borough property record for 434 Andre Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 1,458 sqft · built 1910 |
| Lot Size | 0.482 acres (21,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Oct 2002) |
| Tax Bill | $13,565 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Feb 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00107-0000-00006 |
| Primary APN | 40-00107-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,458 sqft Living Area |
| 1st Floor Area | 1,458 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Construction Type | Frame |
| Lot Area | 21,000 sqft (0.482 acres) |
| Lot Dimensions | 210 ft deep x 100 ft wide |
| Street Address | 434 ANDRE AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 100X210 1LT (221,19) |
| Legal Block | 107 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 2200 |
434 Andre Ave is owned and occupied by an individual who bought it in October 2002.
Source: Bergen County and Northvale Borough records, as of September 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 434 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORPORATION |
| Feb 14, 2017 | Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 2002 · Amount on File |
| Deed Sale | Oct 25, 2002 · Amount on File |
| Deed Book / Page | 8521 / 897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 5, 2026 |
| Property Address | 434 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0000054280 |
| Book / Page | 5868 / 337 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202654280 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 434 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0000054280, |
|---|---|
| Date | Aug 5, 2026 |
| Book Page | 5868/337 |
| Instrument | 202654280 |
| Name | HOMEXPRESS MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 434 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0025521870 |
| Instrument Date | Feb 14, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 17, 2018 |
| Name | Verified Name |
|---|---|
| Address | 434 ANDRE AVE NORTHVALE NJ 076471327, NORTHVALE, NJ 07647-1327 |
| Document Number | 0025521870 |
|---|---|
| Date | Mar 3, 2017 |
| Book Page | 002552/001870 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 420 Months |
| Due | Mar 2, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 434 Andre Ave was $13,565, up 3.9% from the year before.
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $707,900 (+73.68%) Land $532,900 Building $175,000 | $707,900 (+73.68%) Land $532,900 Building $175,000 | |
| 2025 | $13,565.00 (+3.94%) | $407,600 Land $324,500 Building $83,100 | $407,600 Land $324,500 Building $83,100 |
| 2024 | $13,051.00 | ||
| 2023 | $407,600 Land $324,500 Building $83,100 | $407,600 Land $324,500 Building $83,100 | |
| 2022 | $12,309.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 434 Andre Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 434 Andre Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 93% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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