Bergen County and Northvale Borough property record for 438 Andre Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 1,588 sqft · built 1937 |
| Lot Size | 0.329 acres (14,327 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Feb 2019) |
| Tax Bill | $14,044 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Feb 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 40 00107-0000-00004 |
| Primary APN | 40 00107-0000-00004 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,588 sqft Living Area |
| 1st Floor Area | 1,588 sqft |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Construction Type | Frame |
| Lot Area | 14,327 sqft (0.329 acres) |
| Lot Dimensions | 191 ft deep x 75 ft wide |
| Old Parcel Number | 40 00107-0000-00004 |
|---|---|
| Street Address | 438 ANDRE AVE |
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 75 X 191 |
| Legal Block | 107 |
| Legal Lot Number | 4.1 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 2200 |
Source: Bergen County and Northvale Borough records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 438 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2026 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Feb 9, 2022 | Intrafamily Transfer, Transfer |
| Feb 22, 2019 | Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2019 · Amount on Record |
| Deed Sale | Feb 22, 2019 · Amount on Record |
| Deed Document Number | 201912520 |
| Deed Book / Page | 3185 / 17 |
| Last Transfer Date | Jan 28, 2022 |
| Transfer Doc | 0045770085 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 2, 2026 |
| Property Address | 438 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0000045049 |
| Book / Page | 5838 / 716 |
| Instrument Date | Jun 11, 2026 |
| Instrument | 202645049 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2026 |
| Title Company | SIMPLE TITLE, SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 438 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0000045049, |
|---|---|
| Date | Jul 2, 2026 |
| Book Page | 5838/716 |
| Instrument | 202645049 |
| Name | CITIZENS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Jun 16, 2051 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 9, 2022 |
| Property Address | 438 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0045770085 |
| Book / Page | 4577 / 85 |
| Instrument Date | Jan 28, 2022 |
| Instrument | 2022018250 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Feb 22, 2019 |
| Property Address | 438 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0031850017 |
| Book / Page | 3185 / 17 |
| Instrument Date | Feb 12, 2019 |
| Instrument | 19-012520 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 438 ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 1901252001 |
|---|---|
| Date | Feb 22, 2019 |
| Instrument | 19-012520.01 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Number | 0031850017 |
|---|---|
| Date | Feb 22, 2019 |
| Book Page | 3185/17 |
| Instrument | 19-012520 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $890,500 (+111.02%) Land $479,900 Building $410,600 | $890,500 (+111.02%) Land $479,900 Building $410,600 | |
| 2025 | $14,044.00 (+3.94%) | $422,000 (-) Land $279,800 Building $142,200 | $422,000 (-) Land $279,800 Building $142,200 |
| 2024 | $13,512.00 (+6.03%) | ||
| 2023 | $422,000 Land $279,800 Building $142,200 | $422,000 Land $279,800 Building $142,200 | |
| 2022 | $12,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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