Bergen County and Northvale Borough property record for 438B Andre Ave, Northvale, NJ 07647
| Property Type | Single Family Home |
|---|---|
| Details | 4,522 sqft · built 2021 |
| Lot Size | 0.329 acres (14,327 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Jun 2023) |
| Tax Bill | $28,424 (2025) |
| Deeds & Mortgages | Aug 2024 Mortgage Jun 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-00107-0000-00004-02 |
| Primary APN | 40-00107-0000-00004-02 |
|---|
| Building Area | 4,522 sqft Living Area |
|---|
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Lot Area | 14,327 sqft (0.329 acres) |
| Lot Dimensions | 191 ft deep x 75 ft wide |
| Street Address | 438B ANDRE AVE |
|---|---|
| City | NORTHVALE |
| State | NJ |
| Zip | 07647-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R125 |
| Legal Description | 75 X 191 |
| Legal Block | 107 |
| Legal Lot Number | 4.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | NORTHVALE |
| Census Block Group | 4 |
| Census Block | 4002 |
| Census Tract | 2200 |
438B Andre Ave is owned and occupied by two individuals who bought it in June 2023.
Source: Bergen County and Northvale Borough records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 438B ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Jun 1, 2023 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2023 · Amount on File |
| Deed Sale | Jun 1, 2023 · Amount on File |
| Prior Sale | Sep 14, 2020 · Amount on File |
| Deed Document Number | 202336247 |
| Deed Book / Page | 5005 / 1757 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 438B ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Name | Verified Name |
|---|---|
| Address | 438B ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0053081176 |
|---|---|
| Date | Aug 27, 2024 |
| Book Page | 5308/1176 |
| Instrument | 2024051100 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 1, 2023 |
| Property Address | 438B ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 0050051757 |
| Book / Page | 5005 / 1757 |
| Instrument Date | May 25, 2023 |
| Instrument | 2023036247 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | GREEN LABEL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22,890.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 725 RIVER RD, NEW MILFORD, NJ 07646-3130 |
| Name | Verified Name |
|---|---|
| Address | 438B ANDRE AVE, NORTHVALE, NJ 07647-1327 |
| Document Number | 2023036248 |
|---|---|
| Date | Jun 1, 2023 |
| Instrument | 2023036248 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
The 2025 property tax bill for 438B Andre Ave was $28,424, up 3.9% from the year before.
Source: Bergen County and Northvale Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Northvale Borough |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Elementary School District | Northvale Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,441,100 (+68.73%) Land $479,900 Building $961,200 | $1,441,100 (+68.73%) Land $479,900 Building $961,200 | |
| 2025 | $28,424.00 (+3.93%) | $854,100 Land $279,800 Building $574,300 | $854,100 Land $279,800 Building $574,300 |
| 2024 | $27,348.00 | ||
| 2023 | $279,800 (-) Land $279,800 | $279,800 (-) Land $279,800 | |
| 2022 | $8,449.00 (-0.2%) | $279,800 Land $279,800 | $279,800 Land $279,800 |
| 2021 | $8,466.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 438B Andre Ave in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (1994–2026) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 438B Andre Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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