445 Andre Ave, Northvale, NJ 07647 Property Records

Bergen County and Northvale Borough property record for 445 Andre Ave, Northvale, NJ 07647

Property Summary

Property Type	Single Family Home
Details	3,376 sqft · built 1986
Lot Size	0.392 acres (17,058 sqft)
Owner	Company Name on File
Last Sale	$779,000 (Oct 2020)
Tax Bill	$21,862 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40-00101-0000-00026`

Property Details

APN / Parcel Number

Primary APN	`40-00101-0000-00026`
Alternative APN	`400010100026`

Interior

Building Area	3,376 sqft Living Area

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	17,058 sqft (0.392 acres)
Lot Dimensions	164 ft deep x 104 ft wide

Location & Zoning

Street Address	445 ANDRE AVE
City	NORTHVALE
State	NJ
Zip	07647-1326
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R125
Legal Description	104X164
Legal Subdivision	BOROUGH/NORTHVALE
Legal Block	101
Legal Lot Number	26
Jurisdiction	BERGEN NJ
Township / Civil Division	NORTHVALE
Census Block Group	4
Census Block	4000
Census Tract	2200

Owner

Source: Bergen County and Northvale Borough assessment roll, APN 40-00101-0000-00026, as of June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	445 ANDRE AVE, NORTHVALE, NJ 07647-1326
Owner Type	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 07, 2020 · Amount on Record
Deed Sale	Oct 07, 2020 · Amount on Record
Prior Sale	Jul 06, 2012 · Amount on Record
Deed Document Number	202099755
Deed Book / Page	3753 / 1586
Record Updated	Sep 20, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Oct 07, 2020
Property Address	445 ANDRE AVE, NORTHVALE, NJ 07647-1326
Document Number	0037531586
Book / Page	3753 / 1586
Instrument Date	Aug 11, 2020
Instrument	20-099755
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$7,082.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 RECKTENWALD CT, 7, OLD TAPPAN, NJ 07675-6868

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	445 ANDRE AVE, NORTHVALE, NJ 07647-1326
Investor	Possibly a Property Investor

Mortgage

Document Number	20099756
Date	Oct 07, 2020
Instrument	20-099756

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.87%
Index	1-Year LIBOR
Max Rate	7.87%

Tax Assessment & Valuation

Source: Bergen County and Northvale Borough assessment roll as of June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Northvale Borough
Secondary School District	Northern Valley Regional School District (09 - 12)
Elementary School District	Northvale Borough School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,163,600 (+77.14%) Land $492,700 Building $670,900	$1,163,600 (+77.14%) Land $492,700 Building $670,900
2025	$21,862.00 (+3.94%)	$656,900 (-) Land $309,200 Building $347,700	$656,900 (-) Land $309,200 Building $347,700
2024	$21,033.00 (+6.02%)
2023		$656,900 Land $309,200 Building $347,700	$656,900 Land $309,200 Building $347,700
2022	$19,838.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030022004, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (1994–2026)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2026 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 396 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NJ0238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.