Middlesex County and Middlesex Borough property record for 44 Ramsey Rd, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,104 sqft · built 1950 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $355,000 (Aug 2021) |
| Tax Bill | $8,997 (2025) |
| Deeds & Mortgages | Aug 2021 Sale & Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00084-0000-00014 |
| Primary APN | 10-00084-0000-00014 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,104 sqft Living Area |
| 1st Floor Area | 1,104 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 44 RAMSEY RD |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 60X110 |
| Legal Subdivision | FOOTHILL ACRES |
| Legal Block | 84 |
| Legal Lot Number | 14 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 101 |
44 Ramsey Rd is owned and occupied by two individuals who bought it in August 2021.
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 RAMSEY RD, MIDDLESEX, NJ 08846-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 11, 2021 | Deed, Transfer · Conventional Mortgage RSI BANK |
| Jan 31, 2019 | Deed of Trust, Mortgage · Line of Credit ATLANTIC HEALTH EMPLOYEES FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 2021 · Amount on File |
| Deed Sale | Aug 11, 2021 · Amount on File |
| Prior Sale | Aug 26, 2010 · Amount on File |
| Deed Document Number | 2021102272 |
| Deed Book / Page | 18574 / 1668 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 11, 2021 |
| Property Address | 44 RAMSEY RD, MIDDLESEX, NJ 08846-1333 |
| Document Number | 2021102272 |
| Book / Page | 18574 / 1668 |
| Instrument Date | Jul 29, 2021 |
| Instrument | 2021102272 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2021 |
| Title Company | OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,783.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 TALL OAKS CT, 4, REHOBOTH BEACH, DE 19971-8602 |
| Name | Verified Name |
|---|---|
| Address | 44 RAMSEY RD, MIDDLESEX, NJ 08846-1333 |
| Document Number | 2021102273 |
|---|---|
| Date | Aug 11, 2021 |
| Instrument | 2021102273 |
| Name | RSI BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 44 RAMSEY RD, MIDDLESEX, NJ 08846-1333 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000007708 |
|---|---|
| Date | Jan 31, 2019 |
| Book Page | 17411/1430 |
| Instrument | 201900007708 |
| Name | ATLANTIC HEALTH EMPLOYEES FCU |
|---|---|
| Type | Credit Union |
| Address | SUMMIT, NJ 07902 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 122 Months |
| Due | Feb 28, 2029 |
| Rate | 5.5% |
|---|
The 2025 property tax bill for 44 Ramsey Rd was $8,997, up 10.2% from the year before.
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $438,700 (+3.37%) Land $147,500 Building $291,200 | $438,700 (+3.37%) Land $147,500 Building $291,200 | |
| 2025 | $8,997.00 (+10.18%) | $424,400 Land $147,500 Building $276,900 | $424,400 Land $147,500 Building $276,900 |
| 2024 | $8,166.00 | ||
| 2023 | $352,900 Land $147,500 Building $205,400 | $352,900 Land $147,500 Building $205,400 | |
| 2022 | $7,843.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Ramsey Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Ramsey Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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