Middlesex County and Middlesex Borough property record for 32 Ramsey Rd, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1950 |
| Lot Size | 0.152 acres (6,599 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jul 2018) |
| Tax Bill | $8,790 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00084-0000-00017 |
| Primary APN | 10-00084-0000-00017 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 1,184 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Construction Type | Frame |
| Lot Area | 6,599 sqft (0.152 acres) |
| Lot Dimensions | 110 ft deep x 60 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Street Address | 32 RAMSEY RD |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1333 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 60X110 |
| Legal Subdivision | FOOTHILL ACRES |
| Legal Block | 84 |
| Legal Lot Number | 17 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 32 RAMSEY RD, MIDDLESEX, NJ 08846-1333 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING |
| Jul 25, 2018 | Deed, Transfer · Conventional Mortgage RESIDENTIAL HOME FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 25, 2018 · Amount on Record |
| Deed Sale | Jul 25, 2018 · Amount on Record |
| Prior Sale | Nov 1, 2002 · Amount on Record |
| Deed Document Number | 201865128 |
| Deed Book / Page | 17246 / 1273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 32 RAMSEY RD, MIDDLESEX, NJ 08846-1333 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006815 |
|---|---|
| Date | Jan 14, 2021 |
| Book Page | 18234/353 |
| Instrument | 2021006815 |
| Name | PRIMELENDING |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jul 25, 2018 |
| Property Address | 32 RAMSEY RD, MIDDLESEX, NJ 08846-1333 |
| Document Number | 201800065128 |
| Book / Page | 17246 / 1273 |
| Map Reference | MAP1640 FILE931 |
| Instrument Date | Jul 20, 2018 |
| Instrument | 201800065128 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,598.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 812 ST JOSEPH PL, 812, TOMS RIVER, NJ 08753-3591 |
| Name | Verified Name |
|---|---|
| Address | 32 RAMSEY RD, MIDDLESEX, NJ 08846-1333 |
| Document Number | 201800065129 |
|---|---|
| Date | Jul 25, 2018 |
| Instrument | 201800065129 |
| Name | RESIDENTIAL HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,500 (+2.39%) Land $147,500 Building $277,000 | $424,500 (+2.39%) Land $147,500 Building $277,000 | |
| 2025 | $8,790.00 (+4.2%) | $414,600 (+13.71%) Land $147,500 Building $267,100 | $414,600 (+13.71%) Land $147,500 Building $267,100 |
| 2024 | $8,436.00 (+3.27%) | ||
| 2023 | $364,600 Land $147,500 Building $217,100 | $364,600 Land $147,500 Building $217,100 | |
| 2022 | $8,169.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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