Middlesex County and Middlesex Borough property record for 51 Ramsey Rd, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,624 sqft · built 1950 |
| Lot Size | 0.338 acres (14,702 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $290,000 (Sep 2003) |
| Tax Bill | $9,983 (2025) |
| Deeds & Mortgages | Sep 2023 Line of Credit Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00079-0000-00006 |
| Primary APN | 10-00079-0000-00006 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,624 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 14,702 sqft (0.338 acres) |
| Lot Dimensions | 186 ft deep x 79 ft wide |
| Street Address | 51 RAMSEY RD |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 79X186.12 |
| Legal Block | 79 |
| Legal Lot Number | 6 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 51 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 12, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA |
| Jul 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2003 · Amount on Record |
| Deed Sale | Sep 25, 2003 · Amount on Record |
| Deed Book / Page | 5228 / 500 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 51 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 51 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Document Number | 0000053862 |
|---|---|
| Date | Sep 12, 2023 |
| Book Page | 19297/62 |
| Instrument | 2023053862 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 6, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 51 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ALL AHEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000064638 |
|---|---|
| Date | Jul 21, 2020 |
| Book Page | 17951/1714 |
| Instrument | 2020064638 |
| Name | NEWREZ LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2050 |
Source: Middlesex County and Middlesex Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $505,200 (+7.28%) Land $164,600 Building $340,600 | $505,200 (+7.28%) Land $164,600 Building $340,600 | |
| 2025 | $9,983.00 (-11.21%) | $470,900 (-3.09%) Land $164,600 Building $306,300 | $470,900 (-3.09%) Land $164,600 Building $306,300 |
| 2024 | $11,243.00 (+6.24%) | ||
| 2023 | $485,900 Land $164,600 Building $321,300 | $485,900 Land $164,600 Building $321,300 | |
| 2022 | $10,583.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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