Middlesex County and Middlesex Borough property record for 45 Ramsey Rd, Middlesex, NJ 08846
| Property Type | Single Family Home |
|---|---|
| Details | 1,260 sqft · built 1962 |
| Lot Size | 0.227 acres (9,866 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $225,000 (Jan 2017) |
| Tax Bill | $9,150 (2025) |
| Deeds & Mortgages | Mar 2020 Mortgage Jan 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00079-0000-00006-01 |
| Primary APN | 10-00079-0000-00006-01 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,260 sqft Living Area |
| 1st Floor Area | 1,260 sqft |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1962 |
| Construction Type | Frame |
| Lot Area | 9,866 sqft (0.227 acres) |
| Lot Dimensions | 186 ft deep x 53 ft wide |
| Street Address | 45 RAMSEY RD |
|---|---|
| City | MIDDLESEX |
| State | NJ |
| Zip | 08846-1332 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-75 |
| Legal Description | 53X186.12 |
| Legal Block | 79 |
| Legal Lot Number | 6.1 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | MIDDLESEX |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 101 |
Source: Middlesex County and Middlesex Borough records · APN 10-00079-0000-00006-01
Assessment roll updated June 30, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 45 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2020 | Deed of Trust, Mortgage NEW AMERICAN FNDG |
| Jan 18, 2017 | Grant Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 18, 2017 · Amount on Record |
| Deed Sale | Jan 18, 2017 · Amount on Record |
| Deed Document Number | 201756 |
| Deed Book / Page | 6922 / 351 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 45 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Document Number | 0000032644 |
| Instrument Date | Mar 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 08, 2020 |
| Title Company | VANTAGE PT TITLE INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 206 COLONIA BLVD COLONIA NJ 070673004, COLONIA, NJ 07067-3004 |
| Document Number | 0000032644 |
|---|---|
| Date | Apr 09, 2020 |
| Book Page | 017841/000772 |
| Instrument | 32644 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 08, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Jan 18, 2017 |
| Property Address | 45 RAMSEY RD, MIDDLESEX, NJ 08846-1332 |
| Document Number | 0000001165 |
| Book / Page | 006922 / 000351 |
| Instrument Date | Dec 15, 2016 |
| Instrument | 1165 |
| Transaction Type | Transfer |
| Record Updated | Mar 17, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN |
| Amount | Amount Recorded |
|---|---|
| Tax | $225.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 45 RAMSEY RD MIDDLESEX NJ 088461332, MIDDLESEX, NJ 08846-1332 |
Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Middlesex Borough |
| Unified School District | Middlesex Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $466,100 (+7.99%) Land $154,700 Building $311,400 | $466,100 (+7.99%) Land $154,700 Building $311,400 | |
| 2025 | $9,150.00 (-3.95%) | $431,600 (+4.83%) Land $154,700 Building $276,900 | $431,600 (+4.83%) Land $154,700 Building $276,900 |
| 2024 | $9,526.00 (+6.07%) | ||
| 2023 | $411,700 Land $154,700 Building $257,000 | $411,700 Land $154,700 Building $257,000 | |
| 2022 | $8,981.00 |
Source: FEMA National Flood Hazard Layer as of December 16, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 12 (2011–2025) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 478 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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