39 Ramsey Rd, Middlesex, NJ 08846 Property Records

Middlesex County and Middlesex Borough property record for 39 Ramsey Rd, Middlesex, NJ 08846

Property Summary

Property Type	Single Family Home
Details	2,634 sqft · built 1952
Lot Size	0.401 acres (17,454 sqft)
Owner	2 Individual Names on File
Last Sale	$428,000 (Apr 2020)
Tax Bill	$13,589 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-00079-0000-00008`

Property Details

APN / Parcel Number

Primary APN	`10-00079-0000-00008`
Alternative APN	`100007900008`

Interior

Stories	1 Story
Building Area	2,634 sqft Living Area
1st Floor Area	2,634 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Lot Area	17,454 sqft (0.401 acres)
Lot Dimensions	160 ft deep x 9 ft wide

Location & Zoning

Street Address	39 RAMSEY RD
City	MIDDLESEX
State	NJ
Zip	08846-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-75
Legal Description	108.9X160.26
Legal Block	79
Legal Lot Number	8
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	MIDDLESEX
Census Block Group	1
Census Block	1009
Census Tract	101

Owner

Source: Middlesex County and Middlesex Borough records · APN 10-00079-0000-00008

Assessment roll updated June 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	39 RAMSEY RD, MIDDLESEX, NJ 08846-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2020 · Amount on Record
Deed Sale	Apr 30, 2020 · Amount on Record
Prior Sale	Apr 30, 1990 · Amount on Record
Deed Document Number	202038176
Deed Book / Page	17861 / 98
Record Updated	Sep 20, 2026

April 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Apr 30, 2020
Property Address	39 RAMSEY RD, MIDDLESEX, NJ 08846-1332
Document Number	2020038176
Book / Page	17861 / 98
Instrument Date	Apr 23, 2020
Instrument	2020038176
Transaction Type	Transfer
Record Updated	Nov 02, 2021
Title Company	ZINN TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,615.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 HALEY CIR, 13, BARNEGAT, NJ 08005-1135

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 RAMSEY RD, MIDDLESEX, NJ 08846-1332

Mortgage

Document Number	2020038177
Date	Apr 30, 2020
Instrument	2020038177

Lender

Name	KEARNY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

Tax Assessment & Valuation

Source: Middlesex County and Middlesex Borough records · Assessment roll updated June 30, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Middlesex Borough
Unified School District	Middlesex Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$662,300 (+3.32%) Land $170,000 Building $492,300	$662,300 (+3.32%) Land $170,000 Building $492,300
2025	$13,589.00 (+6.93%)	$641,000 (+16.72%) Land $170,000 Building $471,000	$641,000 (+16.72%) Land $170,000 Building $471,000
2024	$12,708.00 (-3.83%)
2023		$549,200 Land $170,000 Building $379,200	$549,200 Land $170,000 Building $379,200
2022	$13,214.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (34023C), updated December 16, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340230001011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 policies
Nearby Flood Policies	24 in force
Nearby Flood Claims	12 (2011–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 478 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.