Charlotte County property record for 44 Harness Rd, Placida, FL 33946 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,034 sqft Living Area |
| Lot Size | 8,250 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $140,000 (2010) |
| Tax Bill | $1,279.00 (2025) |
| Primary APN | 41-21-31-201-006 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,034 sqft Living Area |
| Gross Area | 2,745 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Architectural Style | Other Style |
| Exterior Material | Masonry/Stucco Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Lot Area | 8,250 sqft (0.189 acres) |
| Driveway | 1 Driveway |
| Driveway Area | 1 sqft Driveway |
| Garage Type | Attached Garage |
| Garage Area | 480 sqft Garage |
| Sprinklers | Installed Lawn/Plantings Watering System Sprinklers |
| Porch | 1 Porch |
| Porch Area | 231 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 10004686739 |
|---|---|
| Old Parcel Number | 00968740447903 |
| Street Address | 44 HARNESS RD |
| City | PLACIDA |
| State | FL |
| Zip | 33946-5141 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | RSD 001 0009 0019 ROTONDA SANDS UN 1 BLK 9 LT 19 1363/698 2496/1203 2755/834 2840/498 CT3390/698 3481/ |
| Legal Range | 21E |
| Legal Township | 41S |
| Legal Section | 31 |
| Legal Subdivision | ROTONDA SANDS |
| Legal Block | 9 |
| Legal Lot Number | 19 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | GROVE CITY-ROTONDA |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 30504 |
Source: Charlotte County records · APN 41-21-31-201-006
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 44 HARNESS RD, PLACIDA, FL 33946-5141 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Nov 04, 2021 | Deed of Trust, Mortgage · Reverse Mortgage PREMIUM SECURITY INC |
| Jun 15, 2017 | Deed of Trust, Mortgage AMERICAN RESID'L LDNG |
| May 15, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2010 · Amount on Record |
| Deed Sale | May 20, 2010 · Amount on Record |
| Prior Sale | Jun 04, 2009 · Amount on Record |
| Deed Doc Number | 1937366 |
| Deed Book / Page | 3481 / 0627 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 44 HARNESS RD, PLACIDA, FL 33946-5141 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | ALL COAST TITLE LLC, ALL COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 44 HARNESS RD, CAPE HAZE, FL 33946-5141 |
| Document Number | 0048710612 |
|---|---|
| Date | Nov 04, 2021 |
| Book Page | 4871/612 |
| Instrument | 3018739 |
| Name | PREMIUM SECURITY INC |
|---|---|
| Type | Non-Lending Institution |
| Address | FLINT, MI 48501 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 920 Months |
| Due | Jun 30, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.91% |
| Type Change Date | Dec 01, 2021 |
| Change Frequency | Annually |
| Index | 1-Year CMT |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 44 HARNESS RD, PLACIDA, FL 33946-5141 |
| Document Number | 0042120330 |
| Instrument Date | Jun 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 44 HARNESS RD PLACIDA FL 339465141, PLACIDA, FL 33946-5141 |
| Document Number | 0042120330 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 004212/000330 |
| Instrument | 2533300 |
| Name | AMERICAN RESID'L LDNG |
|---|---|
| Address | HUNTINGDON VALLEY, PA 19006 |
| Amount | Amount Recorded |
|---|---|
| Term | 972 Months |
| Due | Jun 21, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.47% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 44 HARNESS RD, PLACIDA, FL 33946-5141 |
| Document Number | 0042120347 |
| Instrument Date | May 15, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 44 HARNESS RD PLACIDA FL 339465141, PLACIDA, FL 33946-5141 |
| Document Number | 0042120347 |
|---|---|
| Date | Jun 22, 2017 |
| Book Page | 004212/000347 |
| Instrument | 2533301 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 972 Months |
| Due | Jun 21, 2098 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.47% |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,279.00 (-46.28%) Homeowner's exemption Widower's exemption | $148,634 (+23.27%) | $308,266 (+2.6%) Land $19,000 Building $289,266 |
| 2023 | $2,381.00 (-8.07%) Homeowner's exemption | $120,573 (-11.44%) | $300,462 (-4.31%) Land $20,000 Building $280,462 |
| 2022 | $2,590.00 Homeowner's exemption | $136,153 | $314,002 Land $14,875 Building $299,127 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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