Charlotte County property record for 48 Harness Rd, Placida, FL 33946 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2007 |
| Square Footage | 2,073 sqft Living Area |
| Lot Size | 8,250 sqft (0.189 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $156,000 (2008) |
| Tax Bill | $2,001.00 (2024) |
| Primary APN | 412131201008 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,073 sqft Living Area |
| Gross Area | 2,745 sqft Gross Area |
| 1st Floor | 2,073 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone (Brick and/or Stone) Exterior |
| Construction Type | Masonry/Concrete Masonry Units (CMUs) Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 8,250 sqft (0.189 acres) |
| Driveway | Driveway |
| Driveway Area | 1 sqft Driveway |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 441 sqft Garage |
| Pool Area | 225 sqft Pool |
| Porch Area | 231 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 00968740447707 |
|---|---|
| Street Address | 48 HARNESS RD |
| City | PLACIDA |
| State | FL |
| Zip | 33946-5141 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ROTONDA SANDS UN1 BLK9 LT17 1154/1761 2763/1992 2765/870 3335/1656 UNREC DC-SLK 4415/1804 |
| Legal Range | 21E |
| Legal Township | 41S |
| Legal Section | 31 |
| Legal Subdivision | ROTONDA SANDS UN1 |
| Legal Tract | RSD |
| Legal Block | 9 |
| Legal Lot Number | 17 |
| Jurisdiction | CHARLOTTE FL |
| Minor Civil Division | GROVE CITY-ROTONDA |
| Census Blockgroup | 1 |
| Census Block | 1010 |
| Census Tract | 30504 |
Source: Charlotte County records · APN 412131201008
Assessment roll updated November 19, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Apr 13, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORPORATION |
| Oct 24, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Sep 16, 2020 | Deed of Trust, Mortgage · Veterans Administration Mortgage JAMES B NUTTER & CO |
| Mar 15, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Sep 28, 2018 | Deed of Trust, Mortgage · Veterans Administration Mortgage JAMES B NUTTER & CO |
| May 23, 2017 | Deed of Trust, Mortgage · Veterans Administration Mortgage JAMES B NUTTER & CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 03, 2008 · Amount on Record |
| Deed Sale | Nov 03, 2008 · Amount on Record |
| Prior Sale | Aug 01, 2005 · Amount on Record |
| Deed Doc Number | 20081804794 |
| Deed Book / Page | 3335 / 1656 |
| Last Transfer Date | Mar 07, 2019 |
| Transfer Doc | 0044151804 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 13, 2026 |
| Property Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Document Number | 0003632890 |
| Instrument Date | Apr 04, 2026 |
| Instrument | 20263632890 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust, 165 |
| Investor | Possibly a Property Investor |
| Document Number | 0003632890, |
|---|---|
| Date | Apr 13, 2026 |
| Instrument | 20263632890 |
| Name | AMERISAVE MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Transaction Type | Mortgage |
| Record Updated | Nov 07, 2022 |
| Name | Verified Name |
|---|---|
| Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Document Number | 0050601501 |
|---|---|
| Date | Oct 24, 2022 |
| Book Page | 5060/1501 |
| Instrument | 3161963 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 25, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2022 |
| Title Company | VANTAGE POINT TITLE INC |
| Name | Verified Name |
|---|---|
| Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Document Number | 0046320077 |
|---|---|
| Date | Sep 16, 2020 |
| Book Page | 4632/77 |
| Instrument | 2852090 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Mortgage Company |
| Address | KANSAS CITY, MO 64111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Aug 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Mar 15, 2019 |
| Property Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Document Number | 0044151804 |
| Book / Page | 004415 / 001804 |
| Instrument Date | Mar 07, 2019 |
| Instrument | 2691751 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 48 HARNESS RD PLACIDA FL 339465141, PLACIDA, FL 33946-5141 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Document Number | 0043651014 |
| Instrument Date | Sep 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 48 HARNESS RD PLACIDA FL 339465141, PLACIDA, FL 33946-5141 |
| Document Number | 0043651014 |
|---|---|
| Date | Oct 04, 2018 |
| Book Page | 004365/001014 |
| Instrument | 2650921 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Funding / Finance Company |
| Address | KANSAS CITY, MO 64111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 03, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 48 HARNESS RD, PLACIDA, FL 33946-5141 |
| Document Number | 0042031213 |
| Book / Page | 004203 / 001213 |
| Instrument Date | May 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 48 HARNESS RD PLACIDA FL 339465141, PLACIDA, FL 33946-5141 |
| Document Number | 0042031213 |
|---|---|
| Date | May 30, 2017 |
| Book Page | 004203/001213 |
| Instrument | 2527018 |
| Name | JAMES B NUTTER & CO |
|---|---|
| Type | Funding / Finance Company |
| Address | KANSAS CITY, MO 64111 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2047 |
Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $905.00 (-54.77%) Homeowner's exemption Veteran's exemption Widower's exemption | $148,906 (+37.26%) | $340,014 (+16.8%) Land $16,150 Building $323,864 |
| 2024 | $2,001.00 (+21.05%) | ||
| 2023 | $1,653.00 (-13.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $108,485 (-20.47%) | $291,096 (-2.93%) Land $20,000 Building $271,096 |
| 2022 | $1,919.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $136,402 | $299,890 Land $14,875 Building $285,015 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Coastal | Yes |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 50% of the US · above 20% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 775 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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